Calloway County property record for 40 Lauring Rd, Hazel, KY 42049
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,271 sqft |
| Lot Size | 1.88 acres (82,067 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,000 (Jun 2013) |
| Tax Bill | $673 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-0-0014-D |
| Primary APN | 045-0-0014-D |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,271 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 82,067 sqft (1.88 acres) |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Account Number | 41181 |
|---|---|
| Street Address | 40 LAURING RD |
| City | HAZEL |
| State | KY |
| Zip | 42049-8820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 LAURING DRIVE |
| Legal Subdivision | HOWARDS SUB |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | HAZEL-LYNN GROVE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10700 |
Source: Calloway County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 LAURING RD, HAZEL, KY 42049-8820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO |
| Aug 29, 2017 | Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2013 · Amount on Record |
| Deed Sale | Jun 4, 2013 · Amount on Record |
| Deed Document Number | 2013561935 |
| Deed Book / Page | 971 / 60 |
| Last Transfer Date | Aug 23, 2016 |
| Transfer Doc | 001104/348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 40 LAURING RD, HAZEL, KY 42049-8820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001142/072 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 1142/072 |
| Instrument | 621795 |
| Name | CRESCENT MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 40 LAURING RD, HAZEL, KY 42049-8820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001147/688 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 1147/688 |
| Instrument | 622838 |
| Name | THE MURRAY BANK |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 21, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calloway County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $673.00 (+14.85%) | $73,000 (+17.74%) | $73,000 (+17.74%) |
| 2023 | $586.00 | $62,000 | $62,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH 641 WATER DISTRICT serves 1,160 people · EPA ID KY0180185 |
|---|---|
| Water Source | Purchased groundwater from MURRAY WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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