40 Laurel St, Manchester, NH 03102 Property Records

Hillsborough County and Goffstown Town property record for 40 Laurel St, Manchester, NH 03102

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,618 sqft · built 1979
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Sep 2006)
Tax Bill$8,550 (2025)
Deeds & MortgagesJul 2025 Mortgage
Aug 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNGOFF M:14 B:55 L:2

Property Details

APN / Parcel Number

Primary APNGOFF M:14 B:55 L:2

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,618 sqft Living Area
Gross Area3,354 sqft
1st Floor Area1,006 sqft
Basement Area816 sqft
Unfinished Basement336 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address40 LAUREL ST
CityMANCHESTER
StateNH
Zip03102-1318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block55
Legal Lot Number2
JurisdictionGOFFSTOWN TOWN NH
Township / Civil DivisionGOFFSTOWN
Census Block Group2
Census Block2011
Census Tract2802

Owner

Source: Hillsborough County and Goffstown Town records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 LAUREL ST, MANCHESTER, NH 03102-1318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2025Deed of Trust, Mortgage
ST MARYS BANK
Aug 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ST MARYS BANK
Aug 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ST MARYS BANK
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Dec 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
GRANITE ST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2006 · Amount on Record
Deed SaleSep 11, 2006 · Amount on Record
Prior SaleJul 9, 2003 · Amount on Record
Deed Book / Page7736 / 1155
Record UpdatedJun 8, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOFFSTOWN TOWN NH
Property Address40 LAUREL ST, MANCHESTER, NH 03102-1318
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09873-1349
DateJul 22, 2025
Book Page9873/1349
Instrument250025388
Lender
NameST MARYS BANK
TypeBank
Agreement
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOFFSTOWN TOWN NH
Property Address40 LAUREL ST, MANCHESTER, NH 03102-1318
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09514-1595
DateAug 20, 2021
Book Page9514/1595
Instrument210056931
Lender
NameST MARYS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOFFSTOWN TOWN NH
Property Address40 LAUREL ST, MANCHESTER, NH 03102-1318
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9514-1595
DateAug 20, 2021
Book Page9514/1595
Instrument210056931
Lender
NameST MARYS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOFFSTOWN TOWN NH
Property Address40 LAUREL ST, MANCHESTER, NH 03102-1318
Document Number0093700282
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 11, 2020
Title CompanySUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 LAUREL ST GOFFSTOWN NH 03045, GOFFSTOWN, NH 03045

Mortgage

Document Number0093700282
DateOct 27, 2020
Book Page009370/000282
Instrument200061801
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOFFSTOWN TOWN NH
Property Address40 LAUREL ST, MANCHESTER, NH 03102-1318
Document Number0092421711
Instrument DateDec 9, 2019
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 LAUREL ST GOFFSTOWN NH 03045, GOFFSTOWN, NH 03045

Mortgage

Document Number0092421711
DateDec 13, 2019
Book Page009242/001711
Instrument9058204
Lender
NameGRANITE ST CU
TypeCredit Union
AddressMANCHESTER, NH 03101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 12, 2039

Tax Assessment & Valuation

Source: Hillsborough County and Goffstown Town assessment roll, as of April 9, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyHillsborough County
County SubdivisionGoffstown Town
Unified School DistrictGoffstown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,550.00 (+2.15%)$409,500 (-) Land $173,400 Building $236,100
2024$8,370.00 (+8.38%)$409,500 (-) Land $173,400 Building $236,100
2023$7,723.00 (+12.04%)$409,500 (+56.3%) Land $173,400 Building $236,100
2022$6,893.00$262,000 Land $104,700 Building $157,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER WATER WORKS
serves 123,500 people · EPA ID NH1471010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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