40 Laurel St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 40 Laurel St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,728 sqft · built 1900
Lot Size	0.102 acres (4,461 sqft)
Owner	Company Name on File
Last Sale	$314,000 (Jul 2026)
Tax Bill	$4,818 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0113 B:0000 L:46`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0113 B:0000 L:46`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,732 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	4,461 sqft (0.102 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	40 LAUREL ST
City	HOLYOKE
State	MA
Zip	01040-3512
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Lot Number	46
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2003
Census Tract	812104

Owner

40 Laurel St, a duplex, is owned by a company that bought it in July 2026.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	104 SKEELE ST, CHICOPEE, MA 01013-2328
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE
Feb 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage POLISH NATIONAL CU
Jan 8, 2020	Quit Claim Deed, Transfer FINANCE AMERICA
Mar 29, 2019	Personal Representative Deed, Transfer · Stand-Alone First Mortgage GARY LOPUK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	202632876
Deed Book / Page	26417 / 104
Prior Transfer Date	Jan 8, 2020
Prior Transfer Doc	23036-564
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jul 15, 2026
Property Address	40 LAUREL ST, HOLYOKE, MA 01040-3512
Document Number	0000032876
Book / Page	26417 / 104
Instrument Date	Jul 14, 2026
Instrument	202632876
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 15, 2026

Lender

Name	NORTHPOINT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	40 LAUREL ST, HOLYOKE, MA 01040-3512
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024421-407
Date	Feb 24, 2022
Book Page	24421/407
Instrument	11879

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 8, 2020
Property Address	40 LAUREL ST, HOLYOKE, MA 01040-3512
Document Number	23036-564
Book / Page	023036 / 000564
Instrument Date	Jan 8, 2020
Instrument	1102
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	381 PARKER ST SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Mortgage

Document Number	23036-567
Date	Jan 8, 2020
Book Page	023036/000567
Instrument	1103

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

March 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HOLYOKE MA
Recording Date	Mar 29, 2019
Property Address	40 LAUREL ST, HOLYOKE, MA 01040-3512
Document Number	22602-551
Book / Page	22602 / 551
Instrument Date	Mar 28, 2019
Instrument	15259
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 EAST ST, SOUTHAMPTON, MA 01073-9345
Investor	Possibly a Property Investor

Mortgage

Document Number	15260
Date	Mar 29, 2019
Instrument	15260

Lender

Name	GARY LOPUK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 40 Laurel St was $4,818, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,818.00 (+6.83%)	$276,400 (+7.01%) Land $44,400 Building $232,000	$302,888
2025	$4,510.00 (+9.36%)	$258,300 (+18.7%) Land $41,500 Building $216,800
2024	$4,124.00 (+8.44%)	$217,600 (+7.35%) Land $39,300 Building $178,300
2023	$3,803.00	$202,700 Land $39,300 Building $163,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

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