40 Laurel Ln, Ellijay, GA 30536 Property Records

Gilmer County property record for 40 Laurel Ln, Ellijay, GA 30536

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,372 sqft · built 1998
Lot Size3.24 acres (141,134 sqft)
OwnerIndividual Name on Record
Last Sale$117,655 (May 2013)
Tax Bill$337 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Jan 2018 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN3109 001

Property Details

APN / Parcel Number

Primary APN3109 001
Alternative APN
  • 7173

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,372 sqft Heated Area
1st Floor Area1,320 sqft
2nd Floor Area678 sqft
Attic Area900 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialWood
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area141,134 sqft (3.24 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area572 sqft
Deck Area238 sqft
Patio Area196 sqft
Gazebo64 sqft
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number7173
Street Address40 LAUREL LN
CityELLIJAY
StateGA
Zip30536-2004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPB 8-120
Legal SubdivisionCARTECAY RIVER ESTATES
Legal Lot Number1
JurisdictionGILMER GA
Township / Civil DivisionRICH MOUNTAIN
Census Block Group2
Census Block2023
Census Tract80100

Owner

Source: Gilmer County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 LAUREL LN # 4-316, 4-316, ELLIJAY, GA 30536-2004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2018Deed of Trust, Mortgage · Line of Credit
GEMC FCU
Jan 8, 2018Deed of Trust, Mortgage
VEGA ROLAND
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS
Jan 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
GEMC FCU
Jan 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
VEGA ROLAND
Nov 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2013 · Amount on Record
Deed SaleMay 31, 2013 · Amount on Record
Prior SaleMay 31, 2013
Deed Document Number0000180932
Deed Book / Page1809 / 32
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address40 LAUREL LN, ELLIJAY, GA 30536-2004
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002079/321
DateJan 8, 2018
Book Page2079/321
Instrument000138
Lender
NameGEMC FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 1, 2037

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address40 LAUREL LN, ELLIJAY, GA 30536-2004
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002079/302
DateJan 8, 2018
Book Page2079/302
Instrument000125
Lender
NameVEGA ROLAND
Agreement
AmountAmount Recorded
Term180 Months
DueNov 1, 2032

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address40 LAUREL LN, ELLIJAY, GA 30536-2004
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LAUREL LN, ELLIJAY, GA 30536-2004

Mortgage

Document Number0000002332/0000000200
DateJan 14, 2021
Book Page0000002332/0000000200
Lender
NameQUICKEN LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address40 LAUREL LN, ELLIJAY, GA 30536-2004
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2079/321
DateJan 8, 2018
Book Page2079/321
Instrument000138
Lender
NameGEMC FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2037

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address40 LAUREL LN, ELLIJAY, GA 30536-2004
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2079/302
DateJan 8, 2018
Book Page2079/302
Instrument000125
Lender
NameVEGA ROLAND
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2032

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address40 LAUREL LN, ELLIJAY, GA 30536-2004
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LAUREL LN, ELLIJAY, GA 30536-2004

Mortgage

Document Number0000002206/0000000100
DateNov 6, 2019
Book Page0000002206/0000000100
Instrument006561
Lender
NameBANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyGilmer County
Unified School DistrictGilmer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$337.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$180,180 (+3.26%) Land $19,040 Building $161,140$450,450 (+3.26%) Land $47,600 Building $402,850
2023$337.00 (-86.89%) Homeowner's exemption Senior Citizen's exemption$174,492 (+19.41%) Land $14,520 Building $159,972$436,230 (+19.41%) Land $36,300 Building $399,930
2022$2,571.00 Homeowner's exemption Senior Citizen's exemption$146,124 Land $14,520 Building $131,604$365,310 Land $36,300 Building $329,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2004–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 67% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Cable
1,000 / 50

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