Union County and New Providence Borough property record for 40 Laurel Dr, New Providence, NJ 07974
| Property Type | Single Family Home |
|---|---|
| Details | 1,360 sqft · built 1928 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Jul 2015) |
| Tax Bill | $14,295 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00114-0000-00010 |
| Primary APN | 11-00114-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,360 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 00112900 |
|---|---|
| Street Address | 40 LAUREL DR |
| City | NEW PROVIDENCE |
| State | NJ |
| Zip | 07974-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 114 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | NEW PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 38104 |
40 Laurel Dr is owned and occupied by two individuals who bought it in July 2015.
Source: Union County and New Providence Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 LAUREL DR, NEW PROVIDENCE, NJ 07974-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEACHERS FCU |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on File |
| Deed Sale | Jul 20, 2015 · Amount on File |
| Prior Sale | Sep 9, 2004 · Amount on File |
| Deed Book / Page | 6069 / 671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 LAUREL DR, NEW PROVIDENCE, NJ 07974-2421 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0152982001 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 15298/2001 |
| Instrument | 45008 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 LAUREL DR, NEW PROVIDENCE, NJ 07974-2421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146782061 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 14678/2061 |
| Instrument | 689883 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 7.37% |
The 2025 property tax bill for 40 Laurel Dr was $14,295, up 1.6% from the year before.
Source: Union County and New Providence Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | New Providence Borough |
| Unified School District | New Providence Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,100 (+51.85%) Land $144,200 Building $269,900 | $414,100 (+51.85%) Land $144,200 Building $269,900 | |
| 2025 | $14,295.00 (+1.56%) | $272,700 Land $144,200 Building $128,500 | $272,700 Land $144,200 Building $128,500 |
| 2024 | $14,076.00 | ||
| 2023 | $272,700 Land $144,200 Building $128,500 | $272,700 Land $144,200 Building $128,500 | |
| 2022 | $13,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Laurel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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