40 Latigo Rd, Durango, CO 81301 Property Records

La Plata County property record for 40 Latigo Rd, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,774 sqft · built 1982
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Apr 2024)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Apr 2024 Sale Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5597-022-01-013`

Property Details

APN / Parcel Number

Primary APN	`5597-022-01-013`
Alternative APN	`R005112`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,774 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	2,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	440 sqft
Deck Area	Deck Area
Patio Area	505 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R005112
Street Address	40 LATIGO RD
City	DURANGO
State	CO
Zip	81301-8668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RANCH, THE PHASE 1 BLOCK: 0 LOT: 13 THE RANCH PH 1 40 LATIGO RD DURANGO 81301
Legal Subdivision	RANCH, THE PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	13
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1003
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1607 DORCHESTER DR, NICHOLS HILLS, OK 73120-1204
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Feb 13, 2015 · Amount on Record
Deed Document Number	20241231179
Record Updated	Oct 29, 2026

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 8, 2024
Property Address	40 LATIGO RD, DURANGO, CO 81301-8668
Document Number	0001231179
Map Reference	DOC 418481
Instrument Date	Apr 5, 2024
Instrument	1231179
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$77.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 LATIGO RD, DURANGO, CO 81301-8668

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1607 DORCHESTER DR, NICHOLS HILLS, OK 73120-1204

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	40 LATIGO RD, DURANGO, CO 81301-8668
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001203915
Date	Dec 16, 2021
Instrument	1203915

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	40 LATIGO RD, DURANGO, CO 81301-8668
Document Number	0001146251
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LATIGO RD DURANGO CO 813018668, DURANGO, CO 81301-8668

Mortgage

Document Number	0001146251
Date	Aug 2, 2018
Instrument	1146251

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,480 (-1.12%) Land $18,150 Building $29,330	$768,270 (-) Land $293,630 Building $474,640
2025	$2,696.00 (+18.82%)	$48,020 (-8.18%) Land $18,350 Building $29,670	$768,270 (-1.57%) Land $293,630 Building $474,640
2023	$2,269.00 (+17.2%)	$52,300 (+18.46%) Land $16,110 Building $36,190	$780,550 (+22.87%) Land $240,440 Building $540,110
2022	$1,936.00	$44,150 Land $16,000 Building $28,150	$635,270 Land $230,190 Building $405,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 59% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Visionary Broadband.

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