Clay County property record for 40 Langdon Ln, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,203 sqft · built 1998 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,127 (2026) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 553100224767 |
| Primary APN | 553100224767 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 2,203 sqft Heated Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 58,806 sqft (1.35 acres) |
| Account Number | 256301 |
|---|---|
| Street Address | 40 LANGDON LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 RIVER RUN |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SWEETWATER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950102 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 896, HAYESVILLE, NC 28904-0896 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 40 LANGDON LN, HAYESVILLE, NC 28904-7910 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Name | Verified Name |
|---|---|
| Address | 40 LANGDON LN, HAYESVILLE, NC 28904-7910 |
| Document Number | R14/0032 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | R14/0032 |
| Instrument | 2018002493 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HAYESVILLE, NC 28904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 3, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,127.00 (+6.02%) | $331,300 (+61.53%) Land $46,500 Building $284,800 | $331,300 (+61.53%) Land $46,500 Building $284,800 |
| 2025 | $1,063.00 | $205,100 (-) Land $43,500 Building $161,600 | $205,100 (-) Land $43,500 Building $161,600 |
| 2023 | $205,100 Land $43,500 Building $161,600 | $205,100 Land $43,500 Building $161,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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