40 Lancaster Rd, Clinton, MA 01510 Property Records

Worcester County and Clinton Town property record for 40 Lancaster Rd, Clinton, MA 01510

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,056 sqft · built 1998
Lot Size	0.433 acres (18,871 sqft)
Owner	Individual Name on Record
Last Sale	$403,500 (Aug 2018)
Tax Bill	$7,913 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CLIN M:0125 B:4068 L:0000`

Property Details

APN / Parcel Number

Primary APN	`CLIN M:0125 B:4068 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	3,748 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,871 sqft (0.433 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	40 LANCASTER RD
City	CLINTON
State	MA
Zip	01510-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	MEADOW POINT
Legal Block	4068
Jurisdiction	CLINTON MA
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1022
Census Tract	716101

Owner

Source: Worcester County and Clinton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	40 LANCASTER RD, CLINTON, MA 01510-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK
Jun 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 2, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
Aug 1, 2018	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Prior Sale	Oct 5, 2001 · Amount on Record
Deed Document Number	201880012
Deed Book / Page	59199 / 62
Last Transfer Date	Aug 19, 2019
Transfer Doc	0061164-62
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Recording Date	May 18, 2026
Property Address	40 LANCASTER RD, CLINTON, MA 01510-1406
Document Number	073588-243
Book / Page	73588 / 243
Instrument Date	May 12, 2026
Instrument	202638946
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LANCASTER RD, CLINTON, MA 01510-1406

Mortgage

Document Number	0000038946,
Date	May 18, 2026
Book Page	73588/243
Instrument	202638946

Lender

Name	WATERTOWN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	40 LANCASTER RD, CLINTON, MA 01510-1406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065424-190
Date	Jun 18, 2021
Book Page	65424/190
Instrument	85100

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Oct 2, 2019
Property Address	40 LANCASTER RD, CLINTON, MA 01510-1406
Document Number	61164-58
Book / Page	061164 / 000058
Instrument Date	Aug 19, 2019
Instrument	103121
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LANCASTER RD CLINTON MA 015101406, CLINTON, MA 01510-1406

Mortgage

Document Number	61164-62
Date	Oct 2, 2019
Book Page	061164/000062
Instrument	103122

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Aug 1, 2018
Property Address	40 LANCASTER RD, CLINTON, MA 01510-1406
Document Number	59199-62
Book / Page	059199 / 000062
Instrument Date	Jul 3, 2018
Instrument	80012
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,839.96
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 LANCASTER RD CLINTON MA 015101406, CLINTON, MA 01510-1406

Mortgage

Document Number	59199-66
Date	Aug 1, 2018
Book Page	059199/000066
Instrument	80013

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,913.00 (+7.87%)	$609,600 (+10.51%) Land $160,000 Building $449,600	$625,385 (-)
2025	$7,336.00 (+1.38%)	$551,600 (+0.16%) Land $145,300 Building $406,300	$625,385 (+2.01%)
2024	$7,236.00 (+4.76%)	$550,700 (+6.6%) Land $145,300 Building $405,400	$613,035
2023	$6,907.00	$516,600 Land $132,000 Building $384,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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