40 Lake View Cir, Chepachet, RI 02814 Property Records

Glocester Town property record for 40 Lake View Cir, Chepachet, RI 02814

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,018 sqft · built 2001
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Tax Bill$4,515 (2025)
Deeds & MortgagesMay 2023 Refinance
Mar 2023 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-0526-64

Property Details

APN / Parcel Number

Primary APN13-0526-64
Alternative APN
  • GLOC M:0CB B:011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,018 sqft Living Area
Gross Area2,132 sqft
1st Floor Area1,018 sqft
Basement Area986 sqft
Unfinished Basement986 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number13-0526-64
Street Address40 LAKE VIEW CIR
CityCHEPACHET
StateRI
Zip02814-2047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal Block11
JurisdictionGLOCESTER RI
Township / Civil DivisionGLOCESTER
Census Block Group1
Census Block1059
Census Tract13101

Owner

Source: Glocester Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 LAKE VIEW CIR, CHEPACHET, RI 02814-2047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Mar 23, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Jun 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MILFORD FSB

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address40 LAKE VIEW CIR, CHEPACHET, RI 02814-2047
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000925-77
DateMay 16, 2023
Book Page925/77
Instrument51629
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 1, 2048

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address40 LAKE VIEW CIR, CHEPACHET, RI 02814-2047
Transaction TypeMortgage
Record UpdatedApr 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000921-342
DateMar 23, 2023
Book Page921/342
Instrument51375
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueApr 1, 2048

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOCESTER RI
Property Address40 LAKE VIEW CIR, CHEPACHET, RI 02814-2047
Transaction TypeMortgage
Record UpdatedJun 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number870-2
DateJun 2, 2021
Book Page870/2
Instrument46983
Lender
NameMILFORD FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionGlocester Town
Secondary School DistrictFoster-Glocester Regional School District (06 - 12)
Elementary School DistrictGlocester Elementary School District (PK - 05)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,515.00 (+0.07%)$316,600 (-) Land $107,500 Building $209,100
2023$4,512.00 (+4.47%)$316,600 (+37%) Land $107,500 Building $209,100
2022$4,319.00$231,100 Land $73,700 Building $157,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (1983–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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