Middlefield Town property record for 40 Lake Rd, Middlefield, CT 06455
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3.5 ba · 2,510 sqft · built 1993 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jul 2008) |
| Tax Bill | $10,007 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MFLD M:10 B:10.4 L:30-3 |
| Primary APN | MFLD M:10 B:10.4 L:30-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,510 sqft Living Area |
| Gross Area | 6,015 sqft |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,255 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 129,373 sqft (2.97 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 35600 |
|---|---|
| Street Address | 40 LAKE RD |
| City | MIDDLEFIELD |
| State | CT |
| Zip | 06455-1061 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AG2 |
| Legal Block | 10.4 |
| Legal Lot Number | 30-3 |
| Jurisdiction | MIDDLEFIELD CT |
| Township / Civil Division | MIDDLEFIELD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 580100 |
40 Lake Rd, a duplex, is owned and occupied by an individual who bought it in July 2008.
Source: Middlefield Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 LAKE RD, MIDDLEFIELD, CT 06455-1061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2008 · Amount on File |
| Deed Sale | Jul 17, 2008 · Amount on File |
| Prior Sale | Jan 28, 2002 · Amount on File |
| Deed Book / Page | 270 / 39 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Property Address | 40 LAKE RD, MIDDLEFIELD, CT 06455-1061 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000347-600 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | 347/600 |
| Instrument | 2023000009 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Feb 1, 2047 |
The 2026 property tax bill for 40 Lake Rd was $10,007, up 7.3% from the year before.
Source: Middlefield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Middlefield Town |
| Unified School District | Regional School District 13 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,007.00 (+7.26%) | $313,100 (-) Land $97,500 Building $215,600 | $515,456 (+135.19%) |
| 2025 | $9,330.00 | $313,100 Land $97,500 Building $215,600 | $219,170 Land $68,250 Building $150,920 |
| 2024 | $9,330.00 (+6.02%) | ||
| 2023 | $8,800.00 (+2.47%) | $311,600 (-) Land $97,500 Building $214,100 | |
| 2022 | $8,588.00 | $311,600 Land $97,500 Building $214,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Lake Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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