Kent County property record for 40 Lake Dr, Smyrna, DE 19977
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 987 sqft · built 1949 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Oct 2025) |
| Tax Bill | $1,107 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-17-010.18-01-47.00-000 |
| Primary APN | 1-17-010.18-01-47.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 987 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 187 ft deep x 65 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 241 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1036 |
|---|---|
| Street Address | 40 LAKE DR |
| City | SMYRNA |
| State | DE |
| Zip | 19977-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE COMO GARDENS LOT 51 40 LAKE DRIVE |
| Legal Subdivision | LAKE COMO GARDENS |
| Legal Lot Number | 51 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 40204 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Smyrna Historic District listed 1980 · 475 contributing resources · NRIS 80000930 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
40 Lake Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Kent County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 LAKE DR, SMYRNA, DE 19977-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed, Transfer · FHA Mortgage PIKE CREEK MORTGAGE SERVICES INC |
| Jan 27, 2022 | Deed, Transfer · FHA Mortgage FIRST HOME BANK |
| Aug 9, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on File |
| Deed Sale | Oct 28, 2025 · Amount on File |
| Prior Sale | Jan 27, 2022 · Amount on File |
| Deed Document Number | 2025523770 |
| Deed Book / Page | 13848 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Oct 28, 2025 |
| Property Address | 40 LAKE DR, SMYRNA, DE 19977-1454 |
| Document Number | 0000523770 |
| Book / Page | 13848 / 214 |
| Map Reference | MB 1 PG 169 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 2025-523770 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 LAKE DR, SMYRNA, DE 19977-1454 |
| Document Number | 0000523771 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025-523771 |
| Name | PIKE CREEK MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Number | 0000523772 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 13848/245 |
| Instrument | 2025-523772 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jan 27, 2022 |
| Property Address | 40 LAKE DR, SMYRNA, DE 19977-1454 |
| Document Number | 0000442636 |
| Book / Page | 11715 / 131 |
| Map Reference | MB 1 PG 169 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022-442636 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 40 LAKE DR, SMYRNA, DE 19977-1454 |
| Document Number | 0000442637 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022-442637 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Aug 9, 2021 |
| Property Address | 40 LAKE DR, SMYRNA, DE 19977-1454 |
| Document Number | 0000426404 |
| Book / Page | 11287 / 283 |
| Map Reference | MB 1 PG 169 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021-426404 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 372 RONALD LN, 372, SMYRNA, DE 19977-1042 |
| Name | Verified Name |
|---|---|
| Address | 803 MASSEYS CHURCH RD, SMYRNA, DE 19977-9451 |
The 2026 property tax bill for 40 Lake Dr was $1,107, up 1.4% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Smyrna Town |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,107.00 (+1.37%) | $260,400 (-) Land $69,300 Building $191,100 |
| 2025 | $1,092.00 | $260,400 Land $69,300 Building $191,100 |
| 2023 | $828.00 | $31,200 Land $10,300 Building $20,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMYRNA WATER DEPARTMENT serves 11,813 people · EPA ID DE0000657 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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