40 King St, Charleston, SC 29401 Property Records

Charleston County property record for 40 King St, Charleston, SC 29401

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,176 sqft · built 1780
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$2,775,000 (Apr 2020)
Tax Bill	$56,330 (2025)
Deeds & Mortgages	Apr 2022 Sale Jul 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`457-16-02-075`

Property Details

APN / Parcel Number

Primary APN	`457-16-02-075`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,176 sqft Living Area
1st Floor Area	1,689 sqft
Upper Floors Area	2,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1780
Effective Year Built	Effective 1780
Architectural Style	Georgian
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	90 ft deep x 33 ft wide

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Deck Area	399 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	40 KING ST
City	CHARLESTON
State	SC
Zip	29401-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -E KING 40
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2004
Census Tract	200

Owner

40 King St is owned by two individuals who bought it in April 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1241 EDWARDS RD, CINCINNATI, OH 45208-2707
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed, Transfer
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BK
Jun 8, 2018	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Prior Sale	Oct 9, 2015 · Amount on File
Deed Book / Page	872 / 414
Prior Transfer Date	Jun 4, 2003
Prior Transfer Doc	W451/0265
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 27, 2022
Property Address	40 KING ST, CHARLESTON, SC 29401-2732
Document Number	0011040643
Book / Page	1104 / 643
Instrument Date	Apr 22, 2022
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Amount	Amount on Record
Tax	$10,400.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1241 EDWARDS RD, CINCINNATI, OH 45208-2707

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	40 KING ST, CHARLESTON, SC 29401-2732
Document Number	0819/0055
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 KING ST CHARLESTON SC 294012732, CHARLESTON, SC 29401-2732

Mortgage

Document Number	0819/0055
Date	Aug 27, 2019
Book Page	000819/000055

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	PO BOX 70130, MYRTLE BEACH, SC 29572-0021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 26, 2029

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	40 KING ST, CHARLESTON, SC 29401-2732
Document Number	0728/0678
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 KING ST CHARLESTON SC 294012732, CHARLESTON, SC 29401-2732

Mortgage

Document Number	0728/0678
Date	Jun 26, 2018
Book Page	000728/000678

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 40 King St was $56,330, up 1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$56,330.00 (+10.02%)	$3,450,000 (+1,816.67%) Land $862,500 Building $2,587,500	$4,483,800 Land $965,600 Building $3,518,200
2024	$51,198.00	$180,000
2022	$44,066.00	$166,500	$2,775,000 Land $900,000 Building $1,875,000
2020			$4,000,000 Land $1,000,000 Building $3,000,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 King St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	395 units insured incl. 110 condo units
Nearby Flood Claims	509 (1979–2024)
Claims Outside the SFHA	2 of 509
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 94 claims Hurricane Matthew, Oct 2016 · 94 claims Hurricane Hugo, Sep 1989 · 222 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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