40 Kessler St, Monroe, MI 48162 Property Records

Monroe County property record for 40 Kessler St, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1930
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Mar 2012)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-760-059-00`

Property Details

APN / Parcel Number

Primary APN	`07-760-059-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	754 sqft
Basement Area	754 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 KESSLER ST
City	MONROE
State	MI
Zip	48162-4152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	SEC 29 T6S R9E BEVERLEY PARK LOTS 59 & 60
Legal Range	09E
Legal Township	06S
Legal Section	29
Legal Subdivision	BEVERLY PARK SUB
Legal Lot Number	59-60
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3010
Census Tract	831600

Owner

Source: Monroe County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1234 DOTY RD, MONROE, MI 48162-9631
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Nov 14, 2019	Warranty Deed, Transfer · FHA Mortgage PRIORITY FIN'L NTWK
May 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2012 · Amount on Record
Deed Sale	Mar 19, 2012 · Amount on Record
Prior Sale	May 13, 2011 · Amount on Record
Deed Document Number	20125184
Last Transfer Date	Apr 18, 2019
Transfer Doc	0000007253
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	40 KESSLER ST, MONROE, MI 48162-4152
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R18659
Date	Sep 13, 2017
Instrument	2017R18659

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CLEVELAND, OH 44124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	40 KESSLER ST, MONROE, MI 48162-4152
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R15572
Date	Aug 6, 2020
Instrument	2020R15572

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2030

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 14, 2019
Property Address	40 KESSLER ST, MONROE, MI 48162-4152
Document Number	0000019893
Instrument Date	Nov 4, 2019
Instrument	19893
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 KESSLER ST MONROE MI 481624152, MONROE, MI 48162-4152

Mortgage

Document Number	19894
Date	Nov 14, 2019
Instrument	19894

Lender

Name	PRIORITY FIN'L NTWK
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	May 2, 2019
Property Address	40 KESSLER ST, MONROE, MI 48162-4152
Document Number	0000007253
Instrument Date	Apr 18, 2019
Instrument	7253
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1234 DOTY RD MONROE MI 481629631, MONROE, MI 48162-9631

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,100 (+31.21%) Land $76,100	$152,200 (+31.21%) Land $152,200
2025	$2,453.00 (+10.45%)
2023	$2,221.00	$58,000	$116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1982–2023)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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