Ontario County and Geneva City property record for 40 John St, Geneva, NY 14456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,328 sqft · built 1900 |
| Lot Size | 0.075 acres (3,290 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,344 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage |
| APN | 320500 104.26-1-81 |
| Primary APN | 320500 104.26-1-81 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 664 sqft |
| 2nd Floor Area | 664 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,290 sqft (0.075 acres) |
| Lot Dimensions | 98.8 ft deep x 33.3 ft wide |
| Porch | Slab |
| Porch Area | 52 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02502580 |
|---|---|
| Street Address | 40 JOHN ST |
| City | GENEVA |
| State | NY |
| Zip | 14456-1654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11/99 MORT $59,500 |
| Legal Block | 1 |
| Legal Lot Number | 81.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 51801 |
40 John St is owned and occupied by two individuals who acquired it in October 2025.
Source: Ontario County and Geneva City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 JOHN ST, GENEVA, NY 14456-1654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Dec 5, 2025 | Quit Claim Deed, Transfer ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 2, 2025 |
| Transfer Doc | 001571/360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 40 JOHN ST, GENEVA, NY 14456-1654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003344/901 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 3344/901 |
| Instrument | 202512050099 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 157 Months |
| Due | Jan 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Dec 5, 2025 |
| Property Address | 40 JOHN ST, GENEVA, NY 14456-1654 |
| Document Number | 001571/360 |
| Book / Page | 1571 / 360 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 202512050098 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 JOHN ST, GENEVA, NY 14456-1654 |
| Document Number | 0003344901 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 3344/901 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 157 Months |
| Due | Jan 1, 2039 |
The 2026 property tax bill for 40 John St was $3,344 with a homeowner's exemption, down 10.1% from the year before.
Source: Ontario County and Geneva City assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| Municipality | Geneva City |
| Unified School District | Geneva City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,344.00 (-10.11%) Homeowner's exemption | ||
| 2025 | $3,720.00 (-28.52%) | $108,700 (-) Land $3,400 Building $105,300 | $118,152 (+8.7%) Land $3,696 Building $114,456 |
| 2024 | $5,204.00 Homeowner's exemption | $108,700 (+81.17%) Land $3,400 Building $105,300 | $108,700 (+41.31%) Land $3,400 Building $105,300 |
| 2023 | $60,000 Land $3,400 Building $56,600 | $76,923 Land $4,359 Building $72,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 40 John St; there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 John St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY serves 13,334 people · EPA ID NY3401156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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