Union County and Clark Township property record for 40 John St, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1963 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $459,000 (Dec 2020) |
| Tax Bill | $11,633 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00121-0000-00036 |
| Primary APN | 02-00121-0000-00036 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 40 JOHN ST |
|---|---|
| City | CLARK |
| State | NJ |
| Zip | 07066-1868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Subdivision | RAHWAY GARDENS |
| Legal Block | 121 |
| Legal Lot Number | 36 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 36200 |
Source: Union County and Clark Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 JOHN ST, CLARK, NJ 07066-1868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 9, 2020 | Executor's Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Deed Document Number | 2020330990 |
| Deed Book / Page | 6392 / 2601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 JOHN ST, CLARK, NJ 07066-1868 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 40 JOHN ST, CLARK, NJ 07066-1868 |
| Document Number | 0153932927 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 15393/2927 |
| Instrument | 54632 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 40 JOHN ST, CLARK, NJ 07066-1868 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0150832612 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 15083/2612 |
| Instrument | 23293 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 9, 2020 |
| Property Address | 40 JOHN ST, CLARK, NJ 07066-1868 |
| Document Number | 0063922601 |
| Book / Page | 6392 / 2601 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 330990 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | TITLE GUARANTEE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,781.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 VALLEY RD, 225, CLARK, NJ 07066-1813 |
| Name | Verified Name |
|---|---|
| Address | 40 JOHN ST, CLARK, NJ 07066-1868 |
| Document Number | 705518 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 705518 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,700 (-) Land $287,500 Building $225,200 | $512,700 (-) Land $287,500 Building $225,200 | |
| 2025 | $11,633.00 (+2.48%) | $512,700 (-) Land $287,500 Building $225,200 | $512,700 (-) Land $287,500 Building $225,200 |
| 2024 | $11,351.00 (+4.54%) | ||
| 2023 | $512,700 Land $287,500 Building $225,200 | $512,700 Land $287,500 Building $225,200 | |
| 2022 | $10,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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