Middlesex County and Pepperell Town property record for 40 Jersey St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,980 sqft · built 1982 |
| Lot Size | 1.22 acres (53,283 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $323,000 (Oct 2004) |
| Tax Bill | $7,032 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0031 B:0075 L:00000 |
| Primary APN | PEPP M:0031 B:0075 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 3,232 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,283 sqft (1.22 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 40 JERSEY ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SUR |
| Legal Block | 75 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 327102 |
40 Jersey St is owned and occupied by two individuals who bought it in October 2004.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 JERSEY ST, PEPPERELL, MA 01463-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2004 · Amount on File |
| Deed Sale | Oct 8, 2004 · Amount on File |
| Prior Sale | Aug 7, 1995 · Amount on File |
| Deed Document Number | 2004259404 |
| Deed Book / Page | 43866 / 295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 40 JERSEY ST, PEPPERELL, MA 01463-1725 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085376-544 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 85376/544 |
| Instrument | 31875 |
| Name | NEWREZ LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 40 Jersey St was $7,032, up 0.7% from the year before.
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,032.00 (+0.69%) | $510,300 (+6.89%) Land $176,400 Building $333,900 | $526,015 (-) |
| 2025 | $6,984.00 (+9.31%) | $477,400 (+7.23%) Land $165,600 Building $311,800 | $526,015 (-0.95%) |
| 2024 | $6,389.00 (+2.17%) | $445,200 (+7.8%) Land $151,200 Building $294,000 | $531,050 |
| 2023 | $6,253.00 | $413,000 Land $136,800 Building $276,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Jersey St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1982–2010) |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Jersey St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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