40 Jefferson Dock Rd, Penhook, VA 24137 Property Records

Franklin County property record for 40 Jefferson Dock Rd, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,240 sqft · built 1975
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on File
Tax Bill	$1,133 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`067 00-044 03`

Property Details

APN / Parcel Number

Primary APN	`067 00-044 03`
Alternative APN	`21786`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	4,660 sqft
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	79,715 sqft (1.83 acres)
Terrain	Rolling
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	576 sqft
Deck Area	300 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21786
Street Address	40 JEFFERSON DOCK RD
City	PENHOOK
State	VA
Zip	24137-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ROUTE 966
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	2
Census Block	2013
Census Tract	20102

Owner

Source: Franklin County records · APN 067 00-044 03

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 JEFFERSON DOCK RD, PENHOOK, VA 24137-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	May 05, 2026
Property Address	40 JEFFERSON DOCK RD, PENHOOK, VA 24137-3307
Document Number	0000002830
Book / Page	1244 / 2974
Instrument Date	Apr 15, 2026
Instrument	20262830
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 JEFFERSON DOCK RD, PENHOOK, VA 24137-3307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002830,
Date	May 05, 2026
Book Page	1244/2974
Instrument	20262830

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (-99.49%)	$263,700 (-) Land $35,300 Building $228,400	$263,700 (-) Land $35,300 Building $228,400
2024	$222,800.00 (+25,075.14%)	$263,700 (+81.74%) Land $35,300 Building $228,400	$263,700 (+81.74%) Land $35,300 Building $228,400
2023	$885.00	$145,100 (-) Land $28,300 Building $116,800	$145,100 (-) Land $28,300 Building $116,800
2022		$145,100 Land $28,300 Building $116,800	$145,100 Land $28,300 Building $116,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
SML Wireless Fixed Wireless	1,000 / 100
Shenandoah Telecommunications Company Cable	1,000 / 50

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COTTAGE EDGE private · serves 80 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Also Mapped Here	VISTA POINTE LANDING
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.