40 Jefferson Ave, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 40 Jefferson Ave, Cresskill, NJ 07626

Property Summary

Property TypeSingle Family Home
Details1,540 sqft · built 1964
Lot Size0.323 acres (14,074 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Sep 2014)
Tax Bill$15,318 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-00060-0000-00001

Property Details

APN / Parcel Number

Primary APN08-00060-0000-00001
Alternative APNs
  • 080006000001
  • 086400

Interior

Stories1 Story
Building Area1,540 sqft Living Area
1st Floor Area1,540 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame
Lot Area14,074 sqft (0.323 acres)
Lot Dimensions102 ft deep x 138 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number086400
Street Address40 JEFFERSON AVE
CityCRESSKILL
StateNJ
Zip07626-2521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description138X102 5.3LT
Legal Block60
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionCRESSKILL
Census Block Group1
Census Block1000
Census Tract8002

Owner

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 JEFFERSON AVE, CRESSKILL, NJ 07626-2521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Dec 28, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/PA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2014 · Amount on Record
Deed SaleSep 12, 2014 · Amount on Record
Prior SaleApr 9, 2008 · Amount on Record
Deed Document Number201460851
Deed Book / Page1749 / 1416
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateJun 1, 2026
Property Address40 JEFFERSON AVE, CRESSKILL, NJ 07626-2521
Document Number0000035980
Book / Page5809 / 365
Instrument DateMay 11, 2026
Instrument202635980
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 JEFFERSON AVE, CRESSKILL, NJ 07626-2521
InvestorPossibly a Property Investor

Mortgage

Document Number0000035980,
DateJun 1, 2026
Book Page5809/365
Instrument202635980
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 11, 2056
Interest
Rate6.37%
Max Rate-1%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address40 JEFFERSON AVE, CRESSKILL, NJ 07626-2521
Document Number0028432315
Book / Page002843 / 002315
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedFeb 2, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 JEFFERSON AVE CRESSKILL NJ 076262521, CRESSKILL, NJ 07626-2521

Mortgage

Document Number0028432315
DateJan 22, 2018
Book Page002843/002315
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 21, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCresskill Borough
Unified School DistrictCresskill Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$956,700 (+41.71%) Land $557,100 Building $399,600$956,700 (+41.71%) Land $557,100 Building $399,600
2025$15,318.00 (+7.87%)$675,100 (+13.46%) Land $470,500 Building $204,600$675,100 (+13.46%) Land $470,500 Building $204,600
2024$14,200.00 (+5.65%)
2023$595,000 Land $402,500 Building $192,500$595,000 Land $402,500 Building $192,500
2022$13,440.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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