40 James St, Ansonia, CT 06401 Property Records

Ansonia City property record for 40 James St, Ansonia, CT 06401

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,944 sqft · built 1900
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$364,500 (Apr 2026)
Tax Bill	$9,006 (2026)
Deeds & Mortgages	Apr 2026 Foreclosure May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30070`

Property Details

APN / Parcel Number

Primary APN	`30070`
Alternative APN	`ANSO M:045 B:0060 L:0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,944 sqft Living Area
Gross Area	8,766 sqft
1st Floor Area	2,269 sqft
Basement Area	1,987 sqft
Unfinished Basement	1,987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	30070
Street Address	40 JAMES ST
City	ANSONIA
State	CT
Zip	06401-1961
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Block	60
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1013
Census Tract	125200

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 JAMES ST, ANSONIA, CT 06401-1962
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Commissioner's Deed, Foreclosure · Conventional Mortgage NEXERA HOLDING LLC
May 27, 2020	Warranty Deed, Transfer · FHA Mortgage PRYSMA LENDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	May 27, 2020 · Amount on Record
Deed Book / Page	639 / 491
Record Updated	Oct 29, 2026

April 2026: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ANSONIA CT
Recording Date	Apr 16, 2026
Property Address	40 JAMES ST, ANSONIA, CT 06401-1961
Document Number	000639-491
Book / Page	639 / 491
Instrument Date	Jan 21, 2026
Transaction Type	Foreclosure
Record Updated	Aug 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 JAMES ST, ANSONIA, CT 06401-1962

Mortgage

Date	Apr 16, 2026

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	May 27, 2020
Property Address	40 JAMES ST, ANSONIA, CT 06401-1961
Document Number	577-869
Book / Page	577 / 869
Instrument Date	May 13, 2020
Instrument	1768370003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 JAMES ST, ANSONIA, CT 06401-1961

Mortgage

Document Number	577-872
Date	May 27, 2020
Book Page	577/872
Instrument	1768380014

Lender

Name	PRYSMA LENDING GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,006.00 (+3.2%)	$305,690 (-) Land $44,730 Building $260,960	$517,680 (+141.93%)
2025	$8,727.00	$305,690 (-) Land $44,730 Building $260,960	$213,983 Land $31,311 Building $182,672
2024	$8,727.00 (+8.8%)
2023	$8,021.00 (+1.38%)	$305,690 (+46.05%) Land $44,730 Building $260,960
2022	$7,912.00	$209,300 Land $51,900 Building $157,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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