Montgomery County and Amsterdam City property record for 40 James St, Amsterdam, NY 12010
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 1.5 ba · 2,200 sqft · built 1910 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,088 (2026) |
| Deeds & Mortgages | Sep 2025 Foreclosure Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 56.9-2-28 |
| Primary APN | 270100 56.9-2-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Total Area |
| 1st Floor Area | 1,100 sqft |
| 2nd Floor Area | 1,100 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 250 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0184130 |
|---|---|
| Street Address | 40 JAMES ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-5024 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RES 2 G L 35 X 110 |
| Legal Block | 2 |
| Legal Lot Number | 28.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 70800 |
Source: Montgomery County and Amsterdam City records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 61 CHURCH ST, AMSTERDAM, NY 12010-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Government |
| Date | Document |
|---|---|
| Sep 12, 2025 | Public Action, Foreclosure |
| Jul 7, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2025 |
| Deed Sale | Sep 12, 2025 |
| Prior Sale | Jul 7, 2025 · Amount on Record |
| Deed Document Number | 20253085 |
| Prior Transfer Date | Sep 9, 2025 |
| Prior Transfer Doc | 0000000085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Sep 12, 2025 |
| Property Address | 40 JAMES ST, AMSTERDAM, NY 12010-5024 |
| Document Number | 0000000085 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 2025-3085 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 CHURCH ST, AMSTERDAM, NY 12010-4424 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Jul 7, 2025 |
| Property Address | 40 JAMES ST, AMSTERDAM, NY 12010-5024 |
| Document Number | 0000000210 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 2025-2210 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1459 VAN CORTLAND ST, SCHENECTADY, NY 12303-1435 |
| Document Number | 0000000211 |
|---|---|
| Date | Jul 7, 2025 |
| Instrument | 2025-2211 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,088.00 (+30.14%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $836.00 (-60.29%) | $40,000 (-) Land $4,200 Building $35,800 | $117,647 (+14.71%) Land $12,353 Building $105,294 |
| 2024 | $2,105.00 (+189.55%) Homeowner's exemption Senior Citizen's exemption | $40,000 (-) Land $4,200 Building $35,800 | $102,564 (+10.26%) Land $10,769 Building $91,795 |
| 2023 | $40,000 Land $4,200 Building $35,800 | $93,023 Land $9,767 Building $83,256 | |
| 2020 | $727.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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