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40 Island Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 40 Island Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,517 sqft · built 1969
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$5,918,300 (Dec 2020)
Tax Bill$71,625 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-5205-024-0120

Property Details

APN / Parcel Number

Primary APN24-5205-024-0120

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,517 sqft Living Area
Gross Area5,020 sqft
1st Floor Area2,917 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Patio Area200 sqft
Gazebo400 sqft
Boat AccessBoat Access

Location & Zoning

Street Address40 ISLAND DR
CityKEY BISCAYNE
StateFL
Zip33149-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2000
Legal DescriptionCAPE FLORIDA SUB SEC 3 PB 79-64 LOT 3 BLK 5 LOT SIZE100.000 X 150 OR 21005-1692 01/2003 1 COC 22703-1509 09 2004 1
Legal Range42E
Legal Township55S
Legal Section05
Legal SubdivisionCAPE FLORIDA SUB
Legal Block5
Legal Lot Number3
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1013
Census Tract4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 ISLAND DR, KEY BISCAYNE, FL 33149-2715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Prior SaleOct 4, 2004 · Amount on Record
Deed Document Number2020715986
Deed Book / Page32236 / 373
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateDec 14, 2020
Property Address40 ISLAND DR, KEY BISCAYNE, FL 33149-2715
Document Number0000715986
Book / Page32236 / 373
Map ReferenceMB 79 PG 64
Instrument DateDec 3, 2020
Instrument2020R0715986
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35,509.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address765 CRANDON BLVD APT 209, 765, KEY BISCAYNE, FL 33149-2567

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 ISLAND DR, KEY BISCAYNE, FL 33149-2715

Mortgage

Document Number0000000375
DateDec 14, 2020
Instrument32236/375
Lender
NameBAC FLORIDA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,625.00 (+3.64%) Homeowner's exemption$4,524,248 (+5.99%)$7,973,411 (+28.08%) Land $7,125,000 Building $848,411
2023$69,108.00 (+4.06%) Homeowner's exemption$4,268,683 (+3%)$6,225,179 (+8.15%) Land $5,355,000 Building $870,179
2022$66,412.00 Homeowner's exemption$4,144,353$5,756,063 Land $4,875,000 Building $881,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims312 (1979–2024)
Claims Outside the SFHA1 of 312
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Wilma, Oct 2005 · 26 claims
  • Hurricane Andrew, Aug 1992 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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