40 Irving St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 40 Irving St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details3,344 sqft · built 1902
Lot Size0.231 acres (10,049 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Apr 2003)
Tax Bill$17,823 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-03003-0000-00010

Property Details

APN / Parcel Number

Primary APN13-03003-0000-00010
Alternative APN
  • 130300300010

Interior

Stories2 Stories
Building Area3,344 sqft Living Area

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Construction TypeFrame
Lot Area10,049 sqft (0.231 acres)
Lot Dimensions201 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number130300300010
Street Address40 IRVING ST
CityMONTCLAIR
StateNJ
Zip07042-4524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description50X201
Legal Block3003
Legal Lot Number10
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1006
Census Tract17000

Owner

40 Irving St is owned and occupied by two individuals who bought it in April 2003.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address40 IRVING ST, MONTCLAIR, NJ 07042-4524
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2003 · Amount on File
Deed SaleApr 30, 2003 · Amount on File
Deed Book / Page5987 / 719
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address40 IRVING ST, MONTCLAIR, NJ 07042-4524
Document Number0000000504
Instrument DateDec 2, 2017
Transaction TypeMortgage
Record UpdatedMar 27, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 IRVING ST MONTCLAIR NJ 070424524, MONTCLAIR, NJ 07042-4524

Mortgage

Document Number0000000504
DateJan 3, 2018
Instrument504
Lender
NameBANK OF AMERICA/IL
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 2, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Irving St was $17,823, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506,900 (-) Land $150,300 Building $356,600$506,900 (-) Land $150,300 Building $356,600
2025$17,823.00 (+3.33%)$506,900 Land $150,300 Building $356,600$506,900 Land $150,300 Building $356,600
2024$17,249.00
2023$506,900 Land $150,300 Building $356,600$506,900 Land $150,300 Building $356,600
2022$16,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Irving St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Irving St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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