40 Indian Rd, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 40 Indian Rd, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1970
Lot Size	0.09 acres (3,938 sqft)
Owner	2 Individual Names on File
Last Sale	$454,000 (May 2019)
Tax Bill	$6,090 (2026)
Deeds & Mortgages	Dec 2022 Refinance Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57155`

Property Details

APN / Parcel Number

Primary APN	`57155`
Alternative APN	`WALT M:023 B:007 L:0030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	1,604 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,938 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	57155
Street Address	40 INDIAN RD
City	WALTHAM
State	MA
Zip	02451-3293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	7
Legal Lot Number	30
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3000
Census Tract	368101

Owner

40 Indian Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 INDIAN RD, WALTHAM, MA 02451-3293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK
Dec 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK
May 9, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2019 · Amount on File
Deed Sale	May 9, 2019 · Amount on File
Deed Document Number	201959705
Deed Book / Page	72575 / 241
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	72575-241
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	40 INDIAN RD, WALTHAM, MA 02451-3293
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081054-441
Date	Dec 14, 2022
Book Page	81054/441
Instrument	181398

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Jan 1, 2063

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	40 INDIAN RD, WALTHAM, MA 02451-3293
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75637-35
Date	Sep 16, 2020
Book Page	75637/35
Instrument	163694

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	40 INDIAN RD, WALTHAM, MA 02451-3293
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73825-466
Date	Dec 16, 2019
Book Page	73825/466
Instrument	198211

Lender

Name	NBKC BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	May 9, 2019
Property Address	40 INDIAN RD, WALTHAM, MA 02451-3293
Document Number	72575-241
Book / Page	72575 / 241
Instrument Date	Apr 30, 2019
Instrument	59705
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 INDIAN RD, WALTHAM, MA 02451-3293

Mortgage

Document Number	59706
Date	May 9, 2019
Instrument	59706

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 40 Indian Rd was $6,090, up 11.9% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,090.00 (+11.89%)	$590,100 (+6.46%) Land $343,400 Building $246,700	$677,260 (+7.92%)
2025	$5,443.00 (+5.5%)	$554,300 (+3.57%) Land $327,800 Building $226,500	$627,570 (+7.14%)
2024	$5,159.00 (+1.24%)	$535,200 (+8.38%) Land $312,200 Building $223,000	$585,770
2023	$5,096.00	$493,800 Land $285,100 Building $208,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Indian Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 individual policies
Nearby Flood Policies	17 units insured incl. 2 condo units
Nearby Flood Claims	35 (1978–2014)
Claims Outside the SFHA	9 of 35
Most Recent Claim	Dec 2014 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 13 claims Severe Storms And Flooding, Oct 2005 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Indian Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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