40 Independence Dr, Princeton, NJ 08540 Property Records

Mercer County and Princeton property record for 40 Independence Dr, Princeton, NJ 08540

Property Summary

Property Type	Single Family Home
Details	4,748 sqft · built 1945
Lot Size	1.56 acres (68,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,795,000 (Sep 2021)
Tax Bill	$52,946 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-08501-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`14-08501-0000-00009`
Alternative APNs	`1008501000000009` `00000541`

Interior

Stories	2 Stories
Building Area	4,748 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	68,389 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	00000541
Street Address	40 INDEPENDENCE DR
City	PRINCETON
State	NJ
Zip	08540-6728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	B-6,L-112
Legal Subdivision	ALEXANDER P MORGAN PROP
Legal Block	8501
Legal Lot Number	9
Jurisdiction	MERCER NJ
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2000
Census Tract	4204

Owner

Source: Mercer County and Princeton records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 INDEPENDENCE DR, PRINCETON, NJ 08540-6728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage SILICON VALLEY BANK
Sep 15, 2021	Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Sep 13, 2013 · Amount on Record
Deed Document Number	202156349
Deed Book / Page	6456 / 1479
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	40 INDEPENDENCE DR, PRINCETON, NJ 08540-6728
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032918
Date	Jul 12, 2022
Book Page	11750/1011
Instrument	2022032918

Lender

Name	SILICON VALLEY BANK
Type	Bank
Address	SANTA CLARA, CA 95054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Sep 15, 2021
Property Address	40 INDEPENDENCE DR, PRINCETON, NJ 08540-6728
Document Number	0000056349
Book / Page	6456 / 1479
Instrument Date	Sep 1, 2021
Instrument	2021056349
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	EMPIRE TITLE AND ABSTRACT AGENCY INC, EMPIRE TTL & ABSTRACT AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,244.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 INDEPENDENCE DR, 40, PRINCETON, NJ 08540-6728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 INDEPENDENCE DR, PRINCETON, NJ 08540-6728

Mortgage

Document Number	0000056350
Date	Sep 15, 2021
Instrument	2021056350

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Mercer County and Princeton assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
Municipality	Princeton
Unified School District	Princeton Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,937,300 (-) Land $628,500 Building $1,308,800	$1,937,300 (-) Land $628,500 Building $1,308,800
2025	$52,946.00 (+2.63%)	$1,937,300 (-7.75%) Land $628,500 Building $1,308,800	$1,937,300 (-7.75%) Land $628,500 Building $1,308,800
2024	$51,590.00 (+29.28%)
2023		$2,100,000 Land $707,000 Building $1,393,000	$2,100,000 Land $707,000 Building $1,393,000
2022	$39,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1982–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

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