Essex County and Marblehead Town property record for 40 Humphrey St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,487 sqft · built 1935 |
| Lot Size | 0.135 acres (5,885 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (May 2020) |
| Tax Bill | $7,105 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Dec 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0051 B:0052 L:0 |
| Primary APN | MARB M:0051 B:0052 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,487 sqft Living Area |
| Gross Area | 3,088 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,885 sqft (0.135 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 HUMPHREY ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 52 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 203100 |
40 Humphrey St is owned and occupied by two individuals who bought it in May 2020.
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 HUMPHREY ST, MARBLEHEAD, MA 01945-1936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL GRAND BANK OF MARBLEHEAD |
| Dec 13, 2019 | Deed of Trust, Mortgage · Construction Mortgage HAVERHILL BANK |
| May 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on File |
| Deed Sale | May 1, 2020 · Amount on File |
| Prior Sale | Nov 20, 2019 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 40 HUMPHREY ST, MARBLEHEAD, MA 01945-1936 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040100-287 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 40100/287 |
| Instrument | 20210721000370 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 40 HUMPHREY ST, MARBLEHEAD, MA 01945-1936 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38111-309 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 38111/309 |
| Instrument | 20191213006230 |
| Name | HAVERHILL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | May 1, 2020 |
| Property Address | 40 HUMPHREY ST, MARBLEHEAD, MA 01945-1936 |
| Document Number | 38474-328 |
| Book / Page | 038474 / 000328 |
| Instrument Date | May 1, 2020 |
| Instrument | 1002230 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,032.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 HUMPHREY ST MARBLEHEAD MA 019451936, MARBLEHEAD, MA 01945-1936 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Nov 20, 2019 |
| Property Address | 40 HUMPHREY ST, MARBLEHEAD, MA 01945-1936 |
| Document Number | 38045-173 |
| Book / Page | 038045 / 000173 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 1120003680 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,824.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 BEVERLY DR GEORGETOWN MA 018331909, GEORGETOWN, MA 01833-1909 |
The 2026 property tax bill for 40 Humphrey St was $7,105, down 4.3% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,105.00 (-4.26%) | $830,000 (+1.22%) Land $448,800 Building $381,200 | $910,766 (+11.31%) |
| 2025 | $7,421.00 (+8.64%) | $820,000 (+7.56%) Land $472,400 Building $347,600 | $818,235 |
| 2024 | $6,831.00 (-2.37%) | $762,400 (+8.96%) Land $425,200 Building $337,200 | |
| 2023 | $6,997.00 | $699,700 Land $425,200 Building $274,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Humphrey St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1978–2021) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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