40 Howe St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 40 Howe St, Framingham, MA 01702

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,590 sqft · built 1987
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Jul 2022)
Tax Bill	$8,399 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`113-10-8474`

Property Details

APN / Parcel Number

Primary APN	`113-10-8474`
Alternative APNs	`FRAM M:113 B:10 L:8474 U:000` `M:074.0 B:0150 L:0005.B` `F_681876_2930442` `2103`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	3,658 sqft
1st Floor Area	1,590 sqft
Basement Area	1,808 sqft
Unfinished Basement	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2103
Street Address	40 HOWE ST
City	FRAMINGHAM
State	MA
Zip	01702-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Block	10
Legal Lot Number	8474
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1005
Census Tract	383402

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 HOWE ST, FRAMINGHAM, MA 01702-6519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Quit Claim Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIMMONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Dec 6, 1993 · Amount on Record
Deed Document Number	2022115929
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	080504-457
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jul 29, 2022
Property Address	40 HOWE ST, FRAMINGHAM, MA 01702-6519
Document Number	080504-457
Book / Page	80504 / 457
Instrument Date	Jul 28, 2022
Instrument	115929
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HOWE ST, FRAMINGHAM, MA 01702-6519

Mortgage

Document Number	0000115930
Date	Jul 29, 2022
Instrument	115930

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	40 HOWE ST, FRAMINGHAM, MA 01702-6519
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79077-245
Date	Nov 4, 2021
Book Page	79077/245
Instrument	242264

Lender

Name	SIMMONS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,399.00 (+3.92%)	$710,000 (+4.89%) Land $238,400 Building $434,300	$670,056 (-7.43%)
2025	$8,082.00 (+3.54%)	$676,900 (+8.04%) Land $216,700 Building $460,200	$723,805 (+10.92%)
2024	$7,806.00 (+7.7%)	$626,500 (+13.15%) Land $194,200 Building $432,300	$652,555
2023	$7,248.00	$553,700 Land $174,000 Building $379,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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