Mahoning County property record for 40 Howard St, Youngstown, OH 44515
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,489 sqft · built 1952 |
| Lot Size | 0.285 acres (12,458 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,975 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-029-0-132.00-0 |
| Primary APN | 48-029-0-132.00-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,489 sqft Living Area |
| 1st Floor Area | 1,489 sqft |
| Basement Area | 1,489 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Lot Area | 12,458 sqft (0.285 acres) |
| Lot Dimensions | 145 ft deep x 86 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 87 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Street Address | 40 HOWARD ST |
|---|---|
| City | YOUNGSTOWN |
| State | OH |
| Zip | 44515-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 83 86 X 145 LLOYD PLAT 2 |
| Legal Subdivision | LLOYD 2 |
| Legal Lot Number | 83 86 |
| Jurisdiction | MAHONING OH |
| Township / Civil Division | AUSTINTOWN |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 812500 |
40 Howard St is owned and occupied by an individual who acquired it in December 2001.
Source: Mahoning County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 HOWARD ST, YOUNGSTOWN, OH 44515-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2001 |
| Deed Sale | Dec 28, 2001 |
| Deed Document Number | 6235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 40 HOWARD ST, YOUNGSTOWN, OH 44515-2310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 40 HOWARD ST, YOUNGSTOWN, OH 44515-2310 |
| Document Number | 006528/644 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 6528/644 |
| Instrument | 202200017081 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44515 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 24, 2047 |
Source: Mahoning County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Mahoning County |
| County Subdivision | Austintown Township |
| Unified School District | Austintown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,975.00 (+1.54%) | $43,070 (-) Land $5,630 Building $37,440 | |
| 2023 | $1,945.00 (+1.04%) | $43,070 (+25.97%) Land $5,630 Building $37,440 | $123,040 (+25.95%) Land $16,080 Building $106,960 |
| 2022 | $1,925.00 | $34,190 Land $5,630 Building $28,560 | $97,690 Land $16,080 Building $81,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Howard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303 |
|---|---|
| Water Source | Purchased surface water from MAHONING VALLEY SANITARY DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Spectrum.
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