St. Louis County property record for 40 Howard Gnesen Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 0.75 ba · 1,220 sqft · built 1927 |
| Lot Size | 1.11 acres (48,657 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,050 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2160-00100 |
| Primary APN | 010-2160-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 0.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Gross Area |
| 1st Floor Area | 1,220 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 48,657 sqft (1.11 acres) |
| Garage Area | 432 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 276 sqft |
| Deck Area | 84 sqft |
| Storage Building | 384 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 57979 |
|---|---|
| Street Address | 40 HOWARD GNESEN RD |
| City | DULUTH |
| State | MN |
| Zip | 55811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 EX PART LYING NLY AND WLY OF ALINE BEGINNING AT COMMON CORNER OF LOTS7 8 AND 10 THENCE NELY 27 FT ON EXTENDEDLINE |
| Legal Subdivision | HENDRICKSENS SUNNYSIDE ADD TO |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 400 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 HOWARD GNESEN RD, B, DULUTH, MN 55811-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,050.00 (+14.66%) Homeowner's exemption | ||
| 2025 | $2,660.00 (-8.28%) Homeowner's exemption | $248,200 (+14.48%) Land $57,100 Building $191,100 | $248,200 (+14.48%) Land $57,100 Building $191,100 |
| 2024 | $2,900.00 | $216,800 (+6.07%) Land $96,500 Building $120,300 | $216,800 (+6.07%) Land $96,500 Building $120,300 |
| 2022 | $204,400 Land $90,300 Building $114,100 | $204,400 Land $90,300 Building $114,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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