Westchester County and Mount Pleasant Town property record for 40 Howard Ave, Valhalla, NY 10595
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 978 sqft · built 1927 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Oct 2023) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 117.19-1-65 |
| Primary APN | 553489 117.19-1-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 978 sqft Living Area |
| 1st Floor Area | 670 sqft |
| 2nd Floor Area | 308 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12595000 |
|---|---|
| Street Address | 40 HOWARD AVE |
| City | VALHALLA |
| State | NY |
| Zip | 10595-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | VALHALLA PARK |
| Legal Block | 1 |
| Legal Lot Number | 65.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11902 |
Source: Westchester County and Mount Pleasant Town records · APN 553489 117.19-1-65
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 HOWARD AVE, VALHALLA, NY 10595-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) EMBRACE HOME LOANS INC |
| Oct 11, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Jan 26, 2024 | Correction Deed NOT AVAILABLE, GLOBALSERVE TITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Prior Sale | Nov 14, 2007 · Amount on Record |
| Deed Document Number | 20233360 |
| Prior Transfer Date | Jun 01, 2004 |
| Prior Transfer Doc | 0042180086 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 HOWARD AVE, VALHALLA, NY 10595-2110 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | NOT AVAILABLE, GLOBALSERVE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 25505 75TH AVE, GLEN OAKS, NY 11004-1116 |
| Document Number | 0632753557 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 632753557 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 11, 2023 |
| Property Address | 40 HOWARD AVE, VALHALLA, NY 10595-2110 |
| Document Number | 0632753360 |
| Map Reference | MAP 3016 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 632753360 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | GLOBALSERVE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 HOWARD AVE, MOUNT PLEASANT, NY |
| Name | Verified Name |
|---|---|
| Address | 255 2 75TH AVE, GLEN OAKS, NY 11004 |
| Document Number | 0632753521 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 632753521 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 26, 2024 |
| Property Address | 40 HOWARD AVE, VALHALLA, NY 10595-2110 |
| Document Number | 0632983317 |
| Map Reference | MAP 3016 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 632983317 |
| Record Updated | Feb 12, 2024 |
| Title Company | NOT AVAILABLE, GLOBALSERVE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 40 HOWARD AVE, MOUNT PLEASANT, NY |
| Name | Verified Name |
|---|---|
| Address | 255 5 75H AVE, GLEN OAKS, NY 11004 |
Source: Westchester County and Mount Pleasant Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Valhalla Union Free School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $4,450 (-) Land $550 Building $3,900 | $440,594 (+5.94%) Land $54,455 Building $386,139 |
| 2024 | $4,450 (-) Land $550 Building $3,900 | $415,888 (+5.61%) Land $51,402 Building $364,486 |
| 2023 | $4,450 (-) Land $550 Building $3,900 | $393,806 (+7.08%) Land $48,673 Building $345,133 |
| 2022 | $4,450 Land $550 Building $3,900 | $367,769 Land $45,455 Building $322,314 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 331 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENSICO WATER DISTRICT serves 17,917 people |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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