40 Howard Ave, Bloomington, MD 21523 Property Records

Garrett County property record for 40 Howard Ave, Bloomington, MD 21523 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 1962
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Dec 2012)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-002121`

Property Details

APN / Parcel Number

Primary APN	`04-002121`
Alternative APN	`002121`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002121
Street Address	40 HOWARD AVE
City	BLOOMINGTON
State	MD
Zip	21523-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6969.6 SQ FT W/S HOWARD AVE BLOOMINGTON
Legal Subdivision	BLOOMINGTON ADD
Legal Lot Number	524
Jurisdiction	GARRETT MD
Township / Civil Division	4, BLOOMINGTON
Census Block Group	1
Census Block	1039
Census Tract	400

Owner

Source: Garrett County records · APN 04-002121

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 HOWARD AVE, BLOOMINGTON, MD 21523-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2012 · Amount on Record
Deed Sale	Dec 10, 2012 · Amount on Record
Deed Book / Page	1704 / 149
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	0017010010
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	40 HOWARD AVE, BLOOMINGTON, MD 21523-1025
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020360346
Date	Oct 24, 2017
Book Page	2036/0346
Instrument	2036-0346

Lender

Name	WEPCO FCU
Type	Credit Union
Address	BLOOMINGTON, MD 21523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2037

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (+2.66%) Homeowner's exemption	$85,600 (+10.31%)	$96,200 (+19.8%) Land $9,000 Building $87,200
2023	$1,015.00 Homeowner's exemption	$77,600	$80,300 Land $9,000 Building $71,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 1% of West Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.