40 Houston St, Dover, DE 19901 Property Records

Kent County property record for 40 Houston St, Dover, DE 19901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,758 sqft · built 2001
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$289,000 (Sep 2021)
Tax Bill$2,041 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-00-086.10-03-85.00-000

Property Details

APN / Parcel Number

Primary APN2-00-086.10-03-85.00-000
Alternative APNs
  • ED00086.100385.00/000
  • 66836
  • 72624

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,758 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions144 ft deep x 75 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number72624
Street Address40 HOUSTON ST
CityDOVER
StateDE
Zip19901-5270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionST JONES COMMONS LTD LOT 3 40 HOUSTON STREET
Legal SubdivisionST JONES COMMONS
Legal Lot Number3
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2017
Census Tract41200

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 HOUSTON ST, DOVER, DE 19901-5270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 12, 2017Grant Deed, Subdivision Related Transfer · VA Mortgage
ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Prior SaleJul 12, 2017 · Amount on Record
Deed Document Number2021430413
Deed Book / Page11393 / 84
Prior Transfer DateApr 27, 2015
Prior Transfer Doc0000279898
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateSep 21, 2021
Property Address40 HOUSTON ST, DOVER, DE 19901-5270
Document Number0000430413
Book / Page11393 / 84
Map ReferenceMB 110 PG 25
Instrument DateSep 15, 2021
Instrument2021-430413
Transaction TypeTransfer
Record UpdatedOct 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 HOUSTON ST, DOVER, DE 19901-5270

Mortgage

Document Number0000430414
DateSep 21, 2021
Instrument2021-430414
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateJul 12, 2017
Property Address40 HOUSTON ST, DOVER, DE 19901-5270
Document Number0000322139
Book / Page008694 / 000272
Instrument DateJul 7, 2017
Instrument322139
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,375.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 HOUSTON ST DOVER DE 199015270, DOVER, DE 19901-5270

Mortgage

Document Number322141
DateJul 12, 2017
Book Page008694/000279
Instrument322141
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
Unified School DistrictCaesar Rodney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,041.00 (+18.39%)$330,100 (+537.26%) Land $69,300 Building $260,800
2025$1,724.00 (+2.38%)
2023$1,684.00$51,800 Land $11,000 Building $40,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2009–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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