Jones County property record for 40 Houston Rd, Laurel, MS 39443
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,187 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $241,800 (Jul 2019) |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 147C-13-00-014.01 |
| Primary APN | 147C-13-00-014.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,187 sqft Living Area |
| 1st Floor Area | 2,187 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 40 HOUSTON RD |
|---|---|
| City | LAUREL |
| State | MS |
| Zip | 39443-7483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-9-12 A PARCEL OF LAND IN THE NE OF NE |
| Legal Range | 12W |
| Legal Township | 09N |
| Legal Section | 13 |
| Legal Subdivision | NE 1/4 OF NE 1/4 OF S13 T9N R12W |
| Jurisdiction | JONES MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 950402 |
Source: Jones County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 HOUSTON RD, LAUREL, MS 39443-7483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage EMBRACE HOME LOANS INC |
| Jul 2, 2019 | Warranty Deed, Transfer EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on Record |
| Deed Sale | Jul 2, 2019 · Amount on Record |
| Prior Sale | Dec 18, 2012 · Amount on Record |
| Deed Document Number | 20193593 |
| Deed Book / Page | 219 / 3593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JONES MS |
| Property Address | 40 HOUSTON RD, LAUREL, MS 39443-7483 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00220/1630 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 220/1630 |
| Instrument | 22001630 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JONES MS |
| Recording Date | Jul 2, 2019 |
| Property Address | 40 HOUSTON RD, LAUREL, MS 39443-7483 |
| Document Number | 00219/3593 |
| Book / Page | 219 / 3593 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 21903593 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 HOUSTON RD, LAUREL, MS 39443-7483 |
| Name | Verified Name |
|---|---|
| Address | 306 LAURELWOOD CIR, LAUREL, MS 39440-1850 |
| Document Number | 00219/3595 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 219/3595 |
| Instrument | 21903595 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Jones County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 (-2.47%) Homeowner's exemption | $17,877 (+2.87%) | $178,770 (+2.87%) Land $10,000 Building $168,770 |
| 2024 | $1,899.00 (-7%) | ||
| 2023 | $2,042.00 (+4.83%) Homeowner's exemption | $17,379 | $173,790 Land $10,000 Building $163,790 |
| 2022 | $1,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (2001–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Dec 2018 · Severe Storms, Flooding, And Tornado |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 44% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHADY GROVE UTILITY DISTRICT serves 2,390 people · EPA ID MS0340017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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