40 Hilltop Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 40 Hilltop Rd, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,666 sqft · built 2000
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$835,000 (Apr 2018)
Tax Bill$16,362 (2025)
Deeds & MortgagesApr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:037.0 B:0000 L:0007.0

Property Details

APN / Parcel Number

Primary APNLANC M:037.0 B:0000 L:0007.0

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area4,666 sqft Living Area
Gross Area2,880 sqft
1st Floor Area3,190 sqft
Basement Area3,190 sqft
Unfinished Basement2,470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address40 HILLTOP RD
CityLANCASTER
StateMA
Zip01523-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number7.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3000
Census Tract713100

Owner

40 Hilltop Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address40 HILLTOP RD, LANCASTER, MA 01523-2125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2018 · Amount on File
Deed SaleApr 10, 2018 · Amount on File
Prior SaleJun 29, 2004 · Amount on File
Deed Book / Page58646 / 202
Transfer Doc058646-202
Record UpdatedOct 29, 2026

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateApr 10, 2018
Property Address40 HILLTOP RD, LANCASTER, MA 01523-2125
Document Number58646-202
Book / Page058646 / 000202
Instrument DateMar 15, 2018
Instrument33131
Transaction TypeTransfer
Record UpdatedMar 5, 2019

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,807.60
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 HILLTOP RD LANCASTER MA 015232125, LANCASTER, MA 01523-2125

Mortgage

Document Number58646-205
DateApr 10, 2018
Book Page058646/000205
Instrument33132
Lender
NameRBC BK (GEORGIA) NA
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueApr 9, 2048
Interest
Rate3.88%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Hilltop Rd was $16,362.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,362.00$1,012,500 Land $130,000 Building $882,500$1,178,855 (+12.32%)
2024$1,049,560
2023$17,006.00$989,300 Land $110,000 Building $879,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Hilltop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Hilltop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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