Hampden County and Westfield City property record for 40 Hillside Ave, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 858 sqft · built 1928 |
| Lot Size | 0.539 acres (23,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,709 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:229 L:59 |
| Primary APN | WFLD M:229 L:59 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 858 sqft Living Area |
| Gross Area | 1,888 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,500 sqft (0.539 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 40 HILLSIDE AVE |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-1245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 59 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 812800 |
40 Hillside Ave is owned and occupied by an individual.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 HILLSIDE AVE, WESTFIELD, MA 01085-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| May 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 40 HILLSIDE AVE, WESTFIELD, MA 01085-1245 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 026144-255 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 26144/255 |
| Instrument | 59120 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 40 HILLSIDE AVE, WESTFIELD, MA 01085-1245 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025016-479 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 25016/479 |
| Instrument | 23570 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 40 HILLSIDE AVE, WESTFIELD, MA 01085-1245 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24053-1 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 24053/1 |
| Instrument | 56008 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 49 Months |
| Due | Sep 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 40 HILLSIDE AVE, WESTFIELD, MA 01085-1245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23219-171 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 23219/171 |
| Instrument | 25624 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jun 1, 2025 |
The 2026 property tax bill for 40 Hillside Ave was $3,709, up 7.6% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,709.00 (+7.63%) | $248,400 (+9.43%) Land $98,000 Building $150,400 | $247,863 |
| 2025 | $3,446.00 | $227,000 Land $102,500 Building $124,500 | |
| 2023 | $3,206.00 | $188,800 Land $88,800 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Hillside Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Hillside Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures