40 Hillcrest Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 40 Hillcrest Dr, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,041 sqft · built 1997
Lot Size	0.279 acres (12,132 sqft)
Owner	2 Individual Names on File
Last Sale	$431,000 (Aug 2005)
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-2305-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-2305-6`
Alternative APNs	`30-1S-23-1538-000B-0140` `23S1301538000B0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,041 sqft Living Area
Gross Area	2,890 sqft
1st Floor Area	2,041 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,132 sqft (0.279 acres)
Garage Type	Attached
Garage Area	616 sqft
Porch	Finished/Open Porch
Porch Area	71 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 HILLCREST DR
City	SHALIMAR
State	FL
Zip	32579-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD PINES S/D LOT 14 BLK B
Legal Range	23W
Legal Township	01S
Legal Section	30
Legal Subdivision	LONGWOOD PINES S/D
Legal Block	B
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1014
Census Tract	21600

Owner

40 Hillcrest Dr is owned and occupied by two individuals who acquired it in July 2021.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	40 HILLCREST DR, SHALIMAR, FL 32579-1010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jul 13, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2005 · Amount on File
Deed Sale	Aug 2, 2005 · Amount on File
Prior Sale	Aug 25, 2004 · Amount on File
Deed Document Number	20052247560
Deed Book / Page	2639 / 4394
Last Transfer Date	Jul 7, 2021
Transfer Doc	0035594883
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	40 HILLCREST DR, SHALIMAR, FL 32579-1010
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HILLCREST DR, SHALIMAR, FL 32579-1010

Mortgage

Document Number	0036831699
Date	Jul 13, 2023
Book Page	3683/1699
Instrument	3635084

Lender

Name	CADENCE BANK NA
Type	Bank
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jul 13, 2021
Property Address	40 HILLCREST DR, SHALIMAR, FL 32579-1010
Document Number	0035594883
Book / Page	3559 / 4883
Map Reference	MB 15 PG 82
Instrument Date	Jul 7, 2021
Instrument	3471224
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40 HILLCREST DR, SHALIMAR, FL 32579-1010

Tax Assessment & Valuation

The 2025 property tax bill for 40 Hillcrest Dr was $3,133 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,133.00 Homeowner's exemption	$294,898	$430,869 Land $131,143 Building $299,726
2023	$2,396.00 (+2.7%) Homeowner's exemption	$232,480 (+3%)	$378,427 (+6.65%) Land $91,743 Building $286,684
2022	$2,333.00 Homeowner's exemption	$225,709	$354,831 Land $85,741 Building $269,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	41 (1978–2020)
Claims Outside the SFHA	15 of 41
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims Hurricane Opal, Oct 1995 · 17 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Hillcrest Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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