40 Hillcrest Ave, Middletown, CT 06457 Property Records

Middletown City property record for 40 Hillcrest Ave, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,724 sqft · built 1945
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2026)
Tax Bill	$7,925 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:37 L:0331`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:37 L:0331`
Alternative APN	`R04823`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	3,945 sqft
1st Floor Area	1,339 sqft
Attic	Attic
Attic Area	1,051 sqft
Basement Area	1,303 sqft
Unfinished Basement	1,303 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R04823
Street Address	40 HILLCREST AVE
City	MIDDLETOWN
State	CT
Zip	06457-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPZ
Legal Lot Number	331
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2025
Census Tract	542000

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 COTS ST, SHELTON, CT 06484-3804
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK
Mar 5, 2021	Deed of Trust, Mortgage · Balloon Mortgage SUMMER HILL HLDG LLC
Jun 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BETTER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2155 / 103
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 28, 2026
Property Address	40 HILLCREST AVE, MIDDLETOWN, CT 06457-5322
Document Number	2155000103
Book / Page	2155 / 103
Instrument Date	Jul 9, 2026
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COTS ST, SHELTON, CT 06484-3804

Mortgage

Date	Jul 28, 2026

Lender

Name	LIBERTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	40 HILLCREST AVE, MIDDLETOWN, CT 06457-5322
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001998-532
Date	Mar 5, 2021
Book Page	1998/532
Instrument	3594450012

Lender

Name	SUMMER HILL HLDG LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2022

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jun 28, 2021
Property Address	40 HILLCREST AVE, MIDDLETOWN, CT 06457-5322
Document Number	002012-137
Book / Page	2012 / 137
Instrument Date	Jun 25, 2021
Instrument	3624890003
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3624900015
Date	Jun 28, 2021
Instrument	3624900015

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,925.00 (+4.32%)	$205,260 (-) Land $63,360 Building $141,900	$392,925 (+173.47%)
2025		$205,260 (-) Land $63,360 Building $141,900	$143,682 Land $44,352 Building $99,330
2024	$7,597.00 (+4.53%)	$205,260 (-) Land $63,360 Building $141,900
2023	$7,268.00 (+22.27%)	$205,260 (+42.45%) Land $63,360 Building $141,900
2022	$5,944.00	$144,090 Land $42,250 Building $101,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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