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40 Hill Top Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 40 Hill Top Rd, Gloucester, MA 01930

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,031 sqft · built 1910
Lot Size0.253 acres (11,000 sqft)
Owner2 Trust Names on Record
Tax Bill$4,295 (2026)
Deeds & MortgagesJan 2021 Refinance
Aug 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNGLOU M:0242 B:0064 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0242 B:0064 L:0000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,031 sqft Living Area
Gross Area1,530 sqft
1st Floor Area1,031 sqft
Basement Area119 sqft
Unfinished Basement119 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,000 sqft (0.253 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address40 HILL TOP RD
CityGLOUCESTER
StateMA
Zip01930-1517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal SubdivisionHILLTOP ACRES
Legal Block64
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group3
Census Block3017
Census Tract221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address40 HILL TOP RD, GLOUCESTER, MA 01930-1517
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE ANN SAVINGS BANK
Aug 20, 2019Correction Deed
NOT AVAILABLE
Sep 11, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2018
Deed SaleSep 11, 2018
Prior SaleMay 30, 2013 · Amount on Record
Deed Book / Page37003 / 314
Transfer Doc00032514-3
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address40 HILL TOP RD, GLOUCESTER, MA 01930-1517
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039426-308
DateJan 19, 2021
Book Page39426/308
Instrument20210119005450
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

August 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionGLOUCESTER MA
Recording DateAug 20, 2019
Property Address40 HILL TOP RD, GLOUCESTER, MA 01930-1517
Document Number37768-220
Book / Page037768 / 000220
Instrument DateAug 9, 2019
Instrument1908201050
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 VALLEY RD GLOUCESTER MA 019301527, GLOUCESTER, MA 01930-1527

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateSep 11, 2018
Property Address40 HILL TOP RD, GLOUCESTER, MA 01930-1517
Document Number37003-314
Book / Page037003 / 000314
Instrument DateAug 16, 2018
Instrument180911850
Transaction TypeTransfer
Record UpdatedOct 2, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16 VALLEY RD GLOUCESTER MA 019301527, GLOUCESTER, MA 01930-1527

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,295.00 (+0.77%)$461,300 (+5.2%) Land $172,100 Building $289,200$562,530 (+16.93%)
2025$4,262.00 (+2.7%)$438,500 (+2.81%) Land $159,400 Building $279,100
2024$4,150.00$426,500 Land $151,800 Building $274,700$481,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people · EPA ID MA3107000
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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