40 Highland St, Berlin, MA 01503 Property Records

Worcester County and Berlin Town property record for 40 Highland St, Berlin, MA 01503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,096 sqft · built 1963
Lot Size	2.24 acres (97,860 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jun 2022)
Tax Bill	$83 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15.0-0024-0000.0`

Property Details

APN / Parcel Number

Primary APN	`15.0-0024-0000.0`
Alternative APNs	`BERL M:0150 B:0024 L:0000-0` `M:0150 B:0024 L:0000=0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	4,864 sqft
1st Floor Area	1,302 sqft
Basement Area	1,302 sqft
Unfinished Basement	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,860 sqft (2.24 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15.0-0024-0000.0
Street Address	40 HIGHLAND ST
City	BERLIN
State	MA
Zip	01503-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	BERLIN MA
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1009
Census Tract	717100

Owner

40 Highland St is owned and occupied by two individuals who bought it in June 2022.

Source: Worcester County and Berlin Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 HIGHLAND ST, BERLIN, MA 01503-1112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CLINTON SAVINGS BANK
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on File
Deed Sale	Jun 13, 2022 · Amount on File
Deed Book / Page	67738 / 386
Record Updated	Jun 8, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN MA
Recording Date	Jun 13, 2022
Property Address	40 HIGHLAND ST, BERLIN, MA 01503-1112
Document Number	067738-386
Book / Page	67738 / 386
Instrument Date	Jun 13, 2022
Instrument	64084
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 HIGHLAND ST, BERLIN, MA 01503-1112

Mortgage

Document Number	0000064085
Date	Jun 13, 2022
Instrument	64085

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	40 HIGHLAND ST, BERLIN, MA 01503-1112
Document Number	57834-128
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57834-128
Date	Oct 3, 2017
Book Page	057834/000128
Instrument	9776

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Highland St was $83, down 98.9% from the year before.

Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Berlin Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$83.00 (-98.89%)	$588,800 (-) Land $283,800 Building $305,000	$715,540
2024	$7,507.00 (+10.74%)	$588,800 (+20.21%) Land $283,800 Building $305,000
2023	$6,779.00	$489,800 Land $246,400 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Highland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Highland St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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