40 Highland Dr, Jackson, OH 45640 Property Records

Jackson County property record for 40 Highland Dr, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,249 sqft · built 1991
Lot Size	0.342 acres (14,876 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Dec 2019)
Tax Bill	$5,017 (2025)
Deeds & Mortgages	Jun 2013 Line of Credit Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H140190304804`

Property Details

APN / Parcel Number

Primary APN	`H140190304804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,249 sqft Living Area
1st Floor Area	1,892 sqft
Family Room	Family Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	14,876 sqft (0.342 acres)
Lot Dimensions	175 ft deep x 85 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 HIGHLAND DR
City	JACKSON
State	OH
Zip	45640-2074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FANNIN SUBDIVSION LOT #4
Legal Subdivision	FENNIN SUBDIVISION
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	6
Census Block	6001
Census Tract	957500

Owner

40 Highland Dr is owned and occupied by an individual who bought it in December 2019.

Source: Jackson County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	40 HIGHLAND DR, JACKSON, OH 45640-2074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2013	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Dec 9, 2019	Survivorship Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY
Feb 9, 2016	Survivorship Deed, Transfer · Line of Credit THE OHIO VALLEY BANK COMPANY
Dec 29, 2008	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Prior Sale	Feb 9, 2016 · Amount on File
Deed Document Number	20194120
Deed Book / Page	144 / 595
Prior Transfer Date	Oct 28, 2008
Prior Transfer Doc	00065/1450
Record Updated	Sep 20, 2026

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	40 HIGHLAND DR, JACKSON, OH 45640-2074
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00096/1743
Date	Jun 13, 2013
Book Page	096/1743
Instrument	201300001955

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	JACKSON, OH 45640

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	JACKSON OH
Recording Date	Dec 9, 2019
Property Address	40 HIGHLAND DR, JACKSON, OH 45640-2074
Document Number	00144/0595
Book / Page	144 / 0595
Instrument Date	Dec 6, 2019
Instrument	201900004120
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40 HIGHLAND DR, JACKSON, OH 45640-2074

Mortgage

Document Number	201900004121
Date	Dec 9, 2019
Instrument	201900004121

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

February 2016: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	JACKSON OH
Recording Date	Feb 9, 2016
Property Address	40 HIGHLAND DR, JACKSON, OH 45640-2074
Document Number	00115/0716
Book / Page	115 / 0716
Instrument Date	Jan 30, 2016
Instrument	201600000402
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HIGHLAND DR, JACKSON, OH 45640-2074

Mortgage

Document Number	201600000403
Date	Feb 9, 2016
Instrument	201600000403

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2046

December 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OH
Recording Date	Dec 29, 2008
Property Address	40 HIGHLAND DR, JACKSON, OH 45640-2074
Document Number	00065/1450
Book / Page	065 / 1450
Instrument Date	Oct 28, 2008
Instrument	200800004897
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40 HIGHLAND DR, JACKSON, OH 45640-2074
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 40 Highland Dr was $5,017.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,017.00	$102,710 Land $10,440 Building $92,270	$293,460 Land $29,840 Building $263,620
2023	$5,186.00 (+16.25%)	$102,710 (+17.42%) Land $10,440 Building $92,270
2022	$4,461.00 Homeowner's exemption Senior Citizen's exemption	$87,470 Land $10,090 Building $77,380
2020			$293,460 Land $29,840 Building $263,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Highland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	24 (1997–2012)
Most Recent Claim	May 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2011 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Highland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 9,691 people · EPA ID OH4000111
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: AT&T.

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