Bergen County and Demarest Borough property record for 40 Highland Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 3,406 sqft · built 2017 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,430,000 (Apr 2018) |
| Tax Bill | $36,434 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00129-0000-00014 |
| Primary APN | 09-00129-0000-00014 |
|---|---|
| Alternative APN |
|
| Building Area | 3,406 sqft Living Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Street Address | 40 HIGHLAND AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.230AC |
| Legal Subdivision | HILLCREST MANOR REALTY & DEVEL |
| Legal Block | 129 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 HIGHLAND AVE, DEMAREST, NJ 07627-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Apr 9, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Jan 17, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage FABIAN TENENBAUM |
| Oct 25, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage FABIAN TENENBAUM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on Record |
| Deed Sale | Apr 9, 2018 · Amount on Record |
| Prior Sale | Sep 8, 2016 · Amount on Record |
| Deed Document Number | 201818-02334 |
| Deed Book / Page | 2902 / 2344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 HIGHLAND AVE, DEMAREST, NJ 07627-2623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035721974 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 3572/1974 |
| Instrument | 20-040137 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 9, 2018 |
| Property Address | 40 HIGHLAND AVE, DEMAREST, NJ 07627-2623 |
| Document Number | 0029022344 |
| Book / Page | 002902 / 002344 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2018 |
| Title Company | SCOTT TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 HIGHLAND AVE DEMAREST NJ 076272623, DEMAREST, NJ 07627-2623 |
| Document Number | 29022352 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 002902/002352 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 17, 2018 |
| Property Address | 40 HIGHLAND AVE, DEMAREST, NJ 07627-2623 |
| Document Number | 0028381824 |
| Book / Page | 002838 / 001824 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 2, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36 STONYBROOK RD TENAFLY NJ 076701118, TENAFLY, NJ 07670-1118 |
| Document Number | 28381824 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 002838/001824 |
| Name | FABIAN TENENBAUM |
|---|---|
| Address | 63 TRAFALGAR RD, TENAFLY, NJ 07670-1223 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 16, 2019 |
| Rate | 5.25% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 25, 2017 |
| Property Address | 40 HIGHLAND AVE, DEMAREST, NJ 07627-2623 |
| Document Number | 0027652113 |
| Book / Page | 002765 / 002113 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36 STONYBROOK RD TENAFLY NJ 076701118, TENAFLY, NJ 07670-1118 |
| Document Number | 27652113 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 002765/002113 |
| Name | FABIAN TENENBAUM |
|---|---|
| Address | 63 TRAFALGAR RD, TENAFLY, NJ 07670-1223 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 24, 2018 |
| Rate | 5.25% |
|---|
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,018,500 (-) Land $617,000 Building $1,401,500 | $2,018,500 (-) Land $617,000 Building $1,401,500 | |
| 2025 | $36,434.00 (-0.09%) | $2,018,500 (+69.21%) Land $617,000 Building $1,401,500 | $2,018,500 (+69.21%) Land $617,000 Building $1,401,500 |
| 2024 | $36,466.00 (+7.68%) | ||
| 2023 | $1,192,900 Land $331,000 Building $861,900 | $1,192,900 Land $331,000 Building $861,900 | |
| 2022 | $33,866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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