40 High Rdg Rd, Hamden, CT 06514 Property Records

Hamden Town property record for 40 High Rdg Rd, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,966 sqft · built 2001
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$503,000 (Jul 2025)
Tax Bill	$16,177 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2523 B:016 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2523 B:016 L:00-0000`
Alternative APN	`M:2523 B:016 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	960 sqft
Basement Area	154 sqft
Unfinished Basement	154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	40 HIGH RIDGE RD
City	HAMDEN
State	CT
Zip	06514-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	16
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	4
Census Block	4012
Census Tract	165802

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 HIGH RIDGE RD, HAMDEN, CT 06514-1918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage FORTE FINANCIAL LLC
Jul 1, 2025	Warranty Deed, Transfer
Apr 2, 2018	Warranty Deed, Transfer TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	20253273
Deed Book / Page	5281 / 302
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	40 HIGH RIDGE RD, HAMDEN, CT 06514-1918
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005347-222
Date	Mar 4, 2026
Book Page	5347/222
Instrument	1057

Lender

Name	FORTE FINANCIAL LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Jul 1, 2025
Property Address	40 HIGH RIDGE RD, HAMDEN, CT 06514-1918
Document Number	005281-302
Book / Page	5281 / 302
Instrument Date	Jun 30, 2025
Instrument	2025-03273
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Apr 2, 2018
Property Address	40 HIGH RIDGE RD, HAMDEN, CT 06514-1918
Document Number	4500-228
Book / Page	4500 / 228
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	45000231
Date	Apr 2, 2018
Instrument	04500/0231

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,177.00 (+3.45%)	$301,420 (-) Land $69,860 Building $231,560	$468,090 (+121.85%)
2025		$301,420 (+47.57%) Land $69,860 Building $231,560	$210,994 Land $48,902 Building $162,092
2024	$15,638.00 (+35.79%)
2023	$11,516.00	$204,260 Land $49,210 Building $155,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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