Cecil County property record for 40 High Point Rd, Perryville, MD 21903
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,455 sqft · built 2026 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Apr 2025) |
| Tax Bill | $12,652 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-035856 |
| Primary APN | 05-035856 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,455 sqft Total Area |
| Year Built | Built 2026 |
|---|---|
| Effective Year Built | Effective 2026 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 114,563 sqft (2.63 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 128 sqft |
| Deck Area | 160 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 035856 |
|---|---|
| Street Address | 40 HIGH POINT RD |
| City | PERRYVILLE |
| State | MD |
| Zip | 21903-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 2.634 ACRES 40 HIGH POINT ROAD S/E OF PERRYVILLE |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 30907 |
40 High Point Rd is owned and occupied by two individuals who bought it in April 2025.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 HIGH POINT RD, PERRYVILLE, MD 21903-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on File |
| Deed Sale | Apr 23, 2025 · Amount on File |
| Prior Sale | Jun 28, 2024 · Amount on File |
| Deed Book / Page | 5606 / 428 |
| Prior Transfer Date | Apr 10, 2025 |
| Prior Transfer Doc | 0056060428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jul 28, 2026 |
| Property Address | 40 HIGH POINT RD, PERRYVILLE, MD 21903-2029 |
| Document Number | 5823000217 |
| Book / Page | 5823 / 217 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | ARDENT TITLE COMPANY LLC, ARDENT TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 162 GREENBANK RD, PERRYVILLE, MD 21903-1221 |
| Document Number | 5823000217, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 5823/217 |
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 40 High Point Rd was $12,652, up 142.6% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,652.00 (+142.61%) | $1,166,800 (+155.63%) Land $450,200 Building $716,600 | $1,166,800 (+155.09%) Land $450,200 Building $716,600 |
| 2025 | $5,215.00 | $456,433 | $457,400 Land $445,900 Building $11,500 |
| 2023 | $5,145.00 Homeowner's exemption | $536,500 Land $445,900 Building $90,600 | $536,500 Land $445,900 Building $90,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 High Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 6 (2012–2026) |
| Most Recent Claim | Jun 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 High Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARPENTERS POINT WATER CO. private · serves 400 people · EPA ID MD0070003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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