Collier County property record for 40 Heritage Way, Naples, FL 34110
| Property Type | Single Family Home |
|---|---|
| Details | 2,752 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2010) |
| Tax Bill | $3,163 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 289600 233A24 |
| Primary APN | 289600 233A24 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,752 sqft Living Area |
| 1st Floor Area | 2,752 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| Pool Area | 392 sqft |
| Deck Area | 706 sqft |
| Street Address | 40 HERITAGE WAY |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-1366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | FALCON RIDGE LOT 23 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 24 |
| Legal Subdivision | FALCON RIDGE |
| Legal Tract | 289600 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10107 |
40 Heritage Way is owned and occupied by two individuals who bought it in July 2010.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 HERITAGE WAY, NAPLES, FL 34110-1366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2019 | Loan Modification, Mortgage · Conventional Mortgage AIMLOAN.COM |
| Jun 27, 2019 | Loan Modification, Mortgage · Conventional Mortgage AIMLOAN.COM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2010 · Amount on File |
| Deed Sale | Jul 1, 2010 · Amount on File |
| Prior Sale | Apr 11, 1996 · Amount on File |
| Deed Document Number | 20104448482 |
| Deed Book / Page | 4582 / 1096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 40 HERITAGE WAY, NAPLES, FL 34110-1366 |
| Document Number | 0057492372 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 HERITAGE WAY NAPLES FL 341101366, NAPLES, FL 34110-1366 |
| Document Number | 0057492372 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 005749/002372 |
| Instrument | 5853480 |
| Name | AIMLOAN.COM |
|---|---|
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Apr 7, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 40 HERITAGE WAY, NAPLES, FL 34110-1366 |
| Document Number | 0056722280 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 HERITAGE WAY NAPLES FL 341101366, NAPLES, FL 34110-1366 |
| Document Number | 0056722280 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 005672/002280 |
| Instrument | 5764054 |
| Name | AIMLOAN.COM |
|---|---|
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Sep 10, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 40 Heritage Way was $3,163 with a homeowner's exemption.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,747 (+2.7%) | $757,891 (+23.99%) Land $351,745 Building $406,146 | |
| 2025 | $3,163.00 Homeowner's exemption | $344,447 | $611,272 Land $332,148 Building $279,124 |
| 2023 | $3,054.00 (-2.12%) Homeowner's exemption | $324,990 (+3%) | $717,263 (-3.27%) Land $364,819 Building $352,444 |
| 2022 | $3,120.00 Homeowner's exemption | $315,524 | $741,505 Land $365,904 Building $375,601 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Heritage Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 258 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 24 (1995–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Heritage Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| CenturyLink Fiber | 1,000 / 1,000 |
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