Monmouth County and Howell Township property record for 40 Heritage Dr, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,052 sqft · built 1987 |
| Lot Size | 0.184 acres (8,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Sep 2023) |
| Tax Bill | $11,952 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00079-0000-00125 |
| Primary APN | 21-00079-0000-00125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Upper Floors Area | 1,096 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,024 sqft (0.184 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 416 sqft |
| Deck Area | 120 sqft |
| Patio Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 03959125 |
|---|---|
| Street Address | 40 HERITAGE DR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | HERITAGE WOODS SEC VI-B |
| Legal Block | 79 |
| Legal Lot Number | 125 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 811304 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 HERITAGE DR, HOWELL, NJ 07731-2968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | Oct 11, 2012 · Amount on Record |
| Deed Document Number | 202365697 |
| Deed Book / Page | 9660 / 5899 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 21, 2023 |
| Property Address | 40 HERITAGE DR, HOWELL, NJ 07731-2968 |
| Document Number | 0096605899 |
| Book / Page | 9660 / 5899 |
| Instrument Date | Sep 4, 2023 |
| Instrument | 2023065697 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,662.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 HERITAGE DR, HOWELL, NJ 07731-2968 |
| Name | Verified Name |
|---|---|
| Address | 40 HERITAGE DR, HOWELL, NJ 07731-2968 |
| Document Number | 2023065698 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023065698 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 40 HERITAGE DR, HOWELL, NJ 07731-2968 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095126069 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 9512/6069 |
| Instrument | 2021080907 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2046 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,500 (+7.78%) Land $419,200 Building $329,300 | $748,500 (+7.78%) Land $419,200 Building $329,300 | |
| 2025 | $11,952.00 (+4.47%) | $694,500 (+18.27%) Land $368,200 Building $326,300 | $694,500 (+18.27%) Land $368,200 Building $326,300 |
| 2024 | $11,441.00 (+20.88%) | ||
| 2023 | $587,200 (+29.97%) Land $289,200 Building $298,000 | $587,200 (+29.97%) Land $289,200 Building $298,000 | |
| 2022 | $9,465.00 (+0.4%) | $451,800 Land $169,200 Building $282,600 | $451,800 Land $169,200 Building $282,600 |
| 2021 | $9,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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