40 Hemlock Pl, Middletown, CT 06457 Property Records

Middletown City property record for 40 Hemlock Pl, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,163 sqft · built 1961
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2022)
Tax Bill	$6,934 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`MTWN M:10 L:0098`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:10 L:0098`
Alternative APN	`R03340`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,163 sqft Living Area
Gross Area	2,586 sqft
1st Floor Area	1,163 sqft
Basement Area	968 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R03340
Street Address	40 HEMLOCK PL
City	MIDDLETOWN
State	CT
Zip	06457-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	98
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2007
Census Tract	541200

Owner

40 Hemlock Pl is owned and occupied by an individual who bought it in July 2022.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 HEMLOCK PL, MIDDLETOWN, CT 06457-1808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT STATE EMPLOYEES FCU
Aug 28, 2018	Warranty Deed, Transfer · Conventional with PMI HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Aug 28, 2018 · Amount on File
Deed Book / Page	2051 / 147
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 15, 2022
Property Address	40 HEMLOCK PL, MIDDLETOWN, CT 06457-1808
Document Number	002051-147
Book / Page	2051 / 147
Instrument Date	Jul 14, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3716720015
Date	Jul 15, 2022
Instrument	3716720015

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	40 HEMLOCK PL, MIDDLETOWN, CT 06457-1808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1988-862
Date	Dec 8, 2020
Book Page	1988/862
Instrument	3573280006

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Aug 28, 2018
Property Address	40 HEMLOCK PL, MIDDLETOWN, CT 06457-1808
Document Number	1927-357
Book / Page	001927 / 000357
Instrument Date	Aug 17, 2018
Instrument	3418570003
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HEMLOCK PL MIDDLETOWN CT 064571808, MIDDLETOWN, CT 06457-1808

Mortgage

Document Number	1927-360
Date	Aug 28, 2018
Book Page	001927/000360
Instrument	3418580010

Lender

Name	HOMESERVICES LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 40 Hemlock Pl was $6,934.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,934.00	$169,940 (-) Land $64,380 Building $105,560	$336,043 (+182.49%)
2025		$169,940 (-) Land $64,380 Building $105,560	$118,958 Land $45,066 Building $73,892
2024	$6,611.00 (+5.71%)	$169,940 (-) Land $64,380 Building $105,560
2023	$6,254.00 (+24.28%)	$169,940 (+48.6%) Land $64,380 Building $105,560
2022	$5,032.00	$114,360 Land $42,920 Building $71,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Hemlock Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Hemlock Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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