40 Hemlock Cir, Babbitt, MN 55706 Property Records

St. Louis County property record for 40 Hemlock Cir, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1951
Lot Size	0.206 acres (8,991 sqft)
Owner	Individual Name on Record
Last Sale	$42,500 (Jan 2007)
Tax Bill	$346 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`105-0010-01010`

Property Details

APN / Parcel Number

Primary APN	`105-0010-01010`
Alternative APN	`888365`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	884 sqft Gross Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Lot Area	8,991 sqft (0.206 acres)
Garage Type	Carport
Garage Area	448 sqft
Carport	Carport
Carport Area	448 sqft
Porch	Slab
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	888365
Street Address	40 HEMLOCK CIR
City	BABBITT
State	MN
Zip	55706-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:006 SERIAL #
Legal Subdivision	BOBBITT FIRST DIVISION
Legal Block	6
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	BABBITT
Census Block Group	1
Census Block	1018
Census Tract	14100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 HEMLOCK CIR, BABBITT, MN 55706-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2007 · Amount on Record
Deed Sale	Jan 29, 2007 · Amount on Record
Deed Document Number	20071041831
Last Transfer Date	Aug 19, 2009
Transfer Doc	0001117142
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	40 HEMLOCK CIR, BABBITT, MN 55706-1113
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001481337
Date	Jan 10, 2024
Instrument	1481337

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Babbitt City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$346.00 (+10.9%) Homeowner's exemption
2025	$312.00 (-17.89%) Homeowner's exemption	$87,200 (+39.3%) Land $5,900 Building $81,300	$87,200 (+39.3%) Land $5,900 Building $81,300
2024	$380.00	$62,600 (+36.98%) Land $5,900 Building $56,700	$62,600 (+36.98%) Land $5,900 Building $56,700
2022		$45,700 Land $5,200 Building $40,500	$45,700 Land $5,200 Building $40,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Babbitt serves 1,379 people · EPA ID MN1690003
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Zito Media Fiber	1,000 / 1,000

May also be available: CTC.

Nearby Properties on Hemlock Cir

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