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40 Heights Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 40 Heights Rd, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,171 sqft · built 1957
Lot Size0.408 acres (17,772 sqft)
Owner2 Individual Names on File
Last Sale$516,679 (Mar 2020)
Tax Bill$15,091 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-00904-0000-00007

Property Details

APN / Parcel Number

Primary APN14-00904-0000-00007
Alternative APNs
  • 1400197A00007
  • 140090400007

Interior

Building Area2,171 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Lot Area17,772 sqft (0.408 acres)

Location & Zoning

Old Parcel Number1400197A00007
Street Address40 HEIGHTS RD
CityWAYNE
StateNJ
Zip07470-4654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBELAIR HOMES SEC 1
Legal Block904
Legal Lot Number7
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2001
Census Tract246203

Owner

Source: Passaic County and Wayne Township records · APN 14-00904-0000-00007

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 HEIGHTS RD, WAYNE, NJ 07470-4654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Deed of Trust, Mortgage · Line of Credit
AFFINITY FEDERAL CREDIT UNION
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 10, 2020Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 29, 2019Grant Deed, Transfer · Line of Credit
FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2020 · Amount on Record
Deed SaleMar 10, 2020 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Document Number202012808
Deed Book / Page3770 / 287
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Recording DateJun 03, 2026
Property Address40 HEIGHTS RD, WAYNE, NJ 07470-4654
Document Number0000018913
Book / Page19969 / 115
Instrument DateMay 29, 2026
Instrument202618913
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 HEIGHTS RD, WAYNE, NJ 07470-4654

Mortgage

Document Number0000018913,
DateJun 03, 2026
Book Page19969/115
Instrument202618913
Lender
NameAFFINITY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 03, 2056
Interest
Rate6.3%
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address40 HEIGHTS RD, WAYNE, NJ 07470-4654
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002488
DateJan 12, 2021
Book PageM16731/260
Instrument2021002488
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateMar 10, 2020
Property Address40 HEIGHTS RD, WAYNE, NJ 07470-4654
Document Number0000012808
Book / PageD3770 / 287
Instrument DateMar 05, 2020
Instrument2020012808
Transaction TypeTransfer
Record UpdatedNov 04, 2021
Title CompanyMADISON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,809.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 BRADLEY PL, 28, CLOSTER, NJ 07624-2834

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 HEIGHTS RD, WAYNE, NJ 07470-4654

Mortgage

Document Number0000012809
DateMar 10, 2020
Instrument2020012809
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateAug 29, 2019
Property Address40 HEIGHTS RD, WAYNE, NJ 07470-4654
Document Number0000038380
Book / Page003646 / 000091
Instrument DateAug 19, 2019
Instrument38380
Transaction TypeTransfer
Record UpdatedOct 01, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address600 PIERMONT RD CLOSTER NJ 076243118, CLOSTER, NJ 07624-3118

Mortgage

Document Number38381
DateAug 29, 2019
Book Page015683/000281
Instrument38381
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 28, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$251,600 (-) Land $128,800 Building $122,800$251,600 (-) Land $128,800 Building $122,800
2025$15,091.00 (+0.88%)$251,600 (+3.16%) Land $128,800 Building $122,800$251,600 (+3.16%) Land $128,800 Building $122,800
2024$14,960.00 (+8.48%)
2023$243,900 Land $128,800 Building $115,100$243,900 Land $128,800 Building $115,100
2022$13,790.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims21 (1978–2024)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2024, river or lake flooding
Claims By Storm
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire RiskLow
above 4% of the US · above 10% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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