Essex County and Beverly City property record for 40 Heather St, Unit 107, Beverly, MA 01915
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 1,040 sqft · built 1970 |
| Lot Size | 1.81 acres (78,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Sep 2019) |
| Tax Bill | $4,096 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12825 |
| Primary APN | 12825 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Concrete |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 78,935 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 12825 |
|---|---|
| Street Address | 40 HEATHER ST, 107 |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2750 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMD |
| Legal Subdivision | MONTSERRAT CONDO |
| Legal Block | 84A |
| Legal Lot Number | 107 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 217300 |
40 Heather St, Unit 107 is owned and occupied by an individual who bought it in September 2019.
Source: Essex County and Beverly City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 HEATHER ST, 107, BEVERLY, MA 01915-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD |
| Sep 13, 2019 | Condominium Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on File |
| Deed Sale | Sep 13, 2019 · Amount on File |
| Prior Sale | Dec 3, 2012 · Amount on File |
| Deed Document Number | 20191050 |
| Deed Book / Page | 37838 / 60 |
| Transfer Doc | 031977-341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 40 HEATHER ST UNIT 107, 107, BEVERLY, MA 01915-2750 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039621-190 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 39621/190 |
| Instrument | 20210308003920 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Sep 13, 2019 |
| Property Address | 40 HEATHER ST UNIT 107, 107, BEVERLY, MA 01915-2750 |
| Document Number | 0037838-60 |
| Book / Page | 37838 / 60 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 20190913001050 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 HEATHER ST UNIT 107, 107, BEVERLY, MA 01915-2750 |
| Document Number | 190913001060 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 190913001060 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 40 Heather St, Unit 107 was $4,096, up 3.1% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,096.00 (+3.1%) | $372,700 (+5.34%) Building $372,700 | $411,730 |
| 2024 | $3,973.00 (+8.17%) | $353,800 (+8.46%) Building $353,800 | |
| 2023 | $3,673.00 | $326,200 Building $326,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Heather St, Unit 107 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Heather St, Unit 107 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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