40 Heathcote Cir, Savannah, GA 31405 Property Records

Chatham County property record for 40 Heathcote Cir, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,706 sqft · built 1976
Lot Size	0.535 acres (23,305 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2025)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Jan 2008 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-0872-02-018`

Property Details

APN / Parcel Number

Primary APN	`1-0872-02-018`
Alternative APN	`S446682`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	2,051 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,305 sqft (0.535 acres)
Garage Type	Mixed
Garage Area	345 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	40 HEATHCOTE CIR
City	SAVANNAH
State	GA
Zip	31405-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT OF LOT 7 HEATHCOTE FARMS
Legal Subdivision	HEATHCOTE FARMS
Legal Lot Number	7
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2005
Census Tract	10503

Owner

40 Heathcote Cir is owned and occupied by an individual who bought it in September 2025.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	40 HEATHCOTE CIR, SAVANNAH, GA 31405-2602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2008	Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA BANK NA
Sep 2, 2025	Limited Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Jul 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Jul 26, 2021 · Amount on File
Deed Book / Page	3764 / 45
Record Updated	Oct 29, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	40 HEATHCOTE CIR, SAVANNAH, GA 31405-2602
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00336N0693
Date	Jan 17, 2008
Book Page	336N/693

Lender

Name	WACHOVIA BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2023

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 2, 2025
Property Address	40 HEATHCOTE CIR, SAVANNAH, GA 31405-2602
Document Number	0037640045
Book / Page	3764 / 45
Instrument Date	Sep 2, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HEATHCOTE CIR, SAVANNAH, GA 31405-2602

Mortgage

Document Number	0000376447
Date	Sep 2, 2025
Instrument	3764/47

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	40 HEATHCOTE CIR, SAVANNAH, GA 31405-2602
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HEATHCOTE CIR, SAVANNAH, GA 31405-2602

Mortgage

Document Number	0000002467/0000000753
Date	Jul 28, 2021
Book Page	0000002467/0000000753

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 26, 2021
Property Address	40 HEATHCOTE CIR, SAVANNAH, GA 31405-2602
Document Number	2467/751
Book / Page	2467 / 751
Instrument Date	Jul 26, 2021
Instrument	2021-009589
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HEATHCOTE CIR, SAVANNAH, GA 31405-2602

Tax Assessment & Valuation

The 2025 property tax bill for 40 Heathcote Cir was $2,160.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,480 (+50.74%) Land $28,600 Building $113,880	$356,200 (+50.74%) Land $71,500 Building $284,700
2025	$2,160.00	$94,520 Land $8,600 Building $85,920	$236,300 Land $21,500 Building $214,800
2023		$125,560 (+20.68%) Land $8,600 Building $116,960	$313,900 (+20.68%) Land $21,500 Building $292,400
2022	$1,906.00	$104,040 Land $7,800 Building $96,240	$260,100 Land $19,500 Building $240,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Heathcote Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Heathcote Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, Seimitsu.

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