Somerset County and Bridgewater Township property record for 40 Hayward St, Bound Brook, NJ 08805
| Property Type | Single Family Home |
|---|---|
| Details | 2,696 sqft · built 1963 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Dec 2019) |
| Tax Bill | $9,974 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00370-0000-00041 |
| Primary APN | 06-00370-0000-00041 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 2,696 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | A001 |
|---|---|
| Street Address | 40 HAYWARD ST |
| City | BOUND BROOK |
| State | NJ |
| Zip | 08805-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Subdivision | CHESTNUT HILL SEC 02 |
| Legal Block | 370 |
| Legal Lot Number | 41 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 51000 |
40 Hayward St is owned and occupied by two individuals who bought it in December 2019.
Source: Somerset County and Bridgewater Township records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 HAYWARD ST, BOUND BROOK, NJ 08805-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Dec 26, 2019 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on File |
| Deed Sale | Dec 26, 2019 · Amount on File |
| Prior Sale | Jan 4, 1995 · Amount on File |
| Deed Document Number | 201950156 |
| Deed Book / Page | 7177 / 1590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 40 HAYWARD ST, BOUND BROOK, NJ 08805-1304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003870 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 6937/2707 |
| Instrument | 2017003870 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 40 HAYWARD ST, BOUND BROOK, NJ 08805-1304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | 1ST RATE TITLE & SETMNT |
| Name | Verified Name |
|---|
| Document Number | 0000051743 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 7264/1117 |
| Instrument | 2020051743 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Dec 26, 2019 |
| Property Address | 40 HAYWARD ST, BOUND BROOK, NJ 08805-1304 |
| Document Number | 0000050156 |
| Book / Page | 007177 / 001590 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 50156 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | PREFERRED CLOSING SERVICES LLC, PREFERRED CLOSING SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 HAYWARD ST BOUND BROOK NJ 088051304, BOUND BROOK, NJ 08805-1304 |
| Document Number | 50157 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 007177/001596 |
| Instrument | 50157 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2049 |
The 2025 property tax bill for 40 Hayward St was $9,974, up 0.1% from the year before.
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,500 (+16.44%) Land $242,200 Building $354,300 | $596,500 (+16.44%) Land $242,200 Building $354,300 | |
| 2025 | $9,974.00 (+0.09%) | $512,300 Land $222,200 Building $290,100 | $512,300 Land $222,200 Building $290,100 |
| 2024 | $9,965.00 | ||
| 2023 | $469,400 Land $222,200 Building $247,200 | $469,400 Land $222,200 Building $247,200 | |
| 2022 | $8,980.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Hayward St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1995–2021) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Hayward St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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